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3000RMB vs 3000USD

Recently there’s a heated debate around the topic of the buying power of 3000 USD and 3000 RMB in USA and China. And how the results are related to the daily life of each nation’s citizens. Thus, I am here to analyze the difference of buying power between 3000 USD and 3000 RMB.
First of all, the situation here is actually more complicated than one might think, 3000 USD as of current translates to 20758.50 RMB on forex. Which is why just simply straight up comparing the two isn’t by any means fair. A fairer topic of discussion would be the difference of buying power between the average citizen of the two nations. However, criticizing the topic doesn’t mean I won’t give this topic a fair analyzes.
What would life look like with 3000 USD in America and 3000 RMB in China?
Well, first of all we need to settle on a city for comparison, America have 50 states while China have 23 provinces. The prices change dramatically between city to city, state to state, province to province. Thus, for the sake of fair comparison, we will compare Shang Hai to New York. Both are the cities with the most amount of GDP per capita with in their nation. However, once again for the sake of fairness a note had to be made here, Shang Hai have a significantly larger population, and a much lower GDP per capita.
To make the comparison, I will make a budget living plan for both NYC and Shang Hai. The living plan will include health care, telephone bill, rent, food, electricity & hydro, and transport. The budget won’t include furniture or clothing as they aren’t something which is bought monthly.
New York:
- Housing (1,100$): According to renthop.com (https://www.renthop.com/average-rent-in/new-york-city-ny), the average 1 bed room rent ranges from 2650-3550dollamonth. According to rentcafe.com (https://www.rentcafe.com/average-rent-market-trends/us/ny/manhattan/), the average rent over all reaches a astonishing 4,208 dollamonth. Thus, to make a functional housing plan requires a bit more thought put into it.
After a bit of searching, I am able to find a 1,100-dollar living space, the downside being having to live with 3 other roommates. (https://www.apartments.com/common-robinson-new-york-ny/5r6bl3n/)
- Health care (500$): Unfortunately, I am denied access to the health care market place for New York city because of my non-New York IP. (https://info.nystateofhealth.ny.gov/) However, individual researches tells us that the average new yorker spends a 6,335$ on health care annually. So averagely the health care spending per month would be roughly 500$.
- Transport (127$): A unlimited monthly metro card in New York is 127.00$. (https://www.tripsavvy.com/new-york-city-subways-and-buses-1612185#:~:text=New%20York%20City%20subway%20fares,fare%2C%20which%20is%20half%20price.) However, it’s worth mentioning that the New York public transport system is know to be inefficient, dirty and overall problematic.
- Water & electricity (263.84$): So on average the newyorker spends 173.84$ on electricity (https://patch.com/new-york/larchmont/here-s-how-much-utilities-cost-new-york-residents)
Combining data from NYC government (https://www1.nyc.gov/site/dep/pay-my-bills/how-we-bill-you.page) and the average water usage of American house holds (http://www.keyportonline.com/content/4031/4050/4243/4371.aspx#:~:text=The%20average%20person%20uses%20from,2%2C430%20cubic%20feet%20per%20person.), the average cost of water will be around 90$.
- Communication (75$): the average cell phone cost in New York is 75 dollar per month. (https://stefanieoconnell.com/much-need-live-new-york-city/#:~:text=Cell%20Phone%3A%20%2475%2Fmonth,be%20had%20in%20this%20category.)
- Food (750$): food cost ranges person to person, epically considering America’s insanely high diabetic rate of 36%. (https://www.cdc.gov/media/releases/2017/p0718-diabetes-report.html) Thus the cost of food is mostly up to estimations. (https://green-mart.us/product-category/beverages-mixers/) is a good place to start. After some calculation, if I were too cook myself, the average cost would be around 20$/day. While if I were to eat out all month, the price would in increased to 36$/day according to traveling websites. Thus, we take the average and get 25$ per day. 25X30 and we get 750$ spent on food.
The final cost would be 2815.84, which lefts us with 185 dollars for dealing with emergencies. We would be eating just fine. However, with this budget, one is stuck to living with 3 other roommates and having to use the terrible New York public transit every single day.
Shang Hai:
- Housing (1400$): Due to the large population base, we don’t have an exact number on the average rent. However, that won’t stop us from making a budgeted living plan by finding houses online for rental. (https://sh.zu.anjuke.com/fangyuan/1483960300806147?isauction=2&shangquan_id=22039&legoFeeUrl=https%3A%2F%2Flegoclick.58.com%2Fjump%3Ftarget%3DpZwY0ZnlsztdraOWUvYKuaYYrH0Yrjc3ridBnHDQsHELnWDVrHDvnidhPA76uWKWuW9YrjmKPH9dnWELnHDvP1EvPjEKTHDYrjnOPWT1njT3njmQPj0KP10knTDLP1TkTHD_nHTKn9DQPHb3njN3njnYrjT1THcKwbnVNDnVENGssXXMMSpcfzLMoufG9cM-BFxCCpWGCUNKnEDQTEDVnEDKnHcOPWbLPjnYn1ndPHNQrjbLP9DvTyGGmNI-rWDknjKxnHNknTDQTHc3m1EvuWNYsyNzPj0VPjDvPaYOuWbvsynkmyPhuHFBnHR6rEDQnWbvrH0Yn1E1Pj9dPHnknHDzTHDzrHmOP1E1PjnYnHTkPjEOnW9KTEDKTEDVTEDKpZwY0Znlszq1paOlIiO6UhGdpvN8mvqVsvu6UhIOIy78sLGJnHTzsk7jE1PjrDNvnBdDnYD1sNNknbDVwHEQPidDPNPanDnYP1RjPDDKP1T8P1D8nHTdsWEzTHTKnTDKnikQnE7exEDQnjT1P9DQnjTQPWmdTH7hm1TQuWbYsHTvrAmVPj93uBY3nAEYsHwWmW9YPjTzmhmzrEDKPTDKTHTKnBkQPjDQsjcznjnOTHDKUMR_UTDYP16BmyDOPHEYnWuBPWPb&lego_tid=1fc01f94-068f-488f-80d4-4cb84402bf29&from=Filter_2&hfilter=filterlist) Here’s a very lovely house I’ve found for 1400, you get to not only live alone, but it also comes with your own kitchen and bathroom. And it’s also insanely close to the public transport system.
- Health Care (20$): The annual fee is around 250$ for health care in China.
- Transport (100$): Since the month pass got canaled, transport fee depends from person to person. Assuming we don’t work on the other side of the city, averagely 100$ would be spent per month.
- Water & electricity (200$): Judging from official numbers (https://www.sohu.com/a/296444679_667422)
The cost would be around 200$ maximumly for a single person.
- Communication(38$): you can get a cell phone plan for 18$ (https://zhidao.baidu.com/question/1767039690840279060.html) being generous we will go with the 38$ plan.
- Food (900$): Food cost in Shang Hai is a very hard number to measure. Assuming we are going full luxury, 900$ would get you covered for a month.
The total cost would end up around 2620$. With 380$ to spare. And not only do you get an entire apartment all to your self, you also get plenty of money left over to spend.
Now this comparison can be unfair due to the population of Shang Hai and New York, but it’s still astonishing how despite dollar being almost 7 times more valuable than yuan, yuan still holds just as much purchasing power in China. Not only do you get apartment all to yourself in Shang Hai (unlike newyork where you’ll end up with 3 room mates), you also save a lot more.
submitted by Bolshevik-Blade to Sino [link] [comments]

IS ____ AN MLM? SEARCH HERE. (MEGA THREAD)

For a quick, easier search - http://www.isthisanmlm.com/ has compiled this whole thread. Special thanks to u/SHIFTnSPACE. - This is now a part of the sidebar as a button widget!

What is an MLM?

Multi-level marketing (MLM), also called pyramid selling, network marketing, and referral marketing, is a marketing strategy for the sale of products or services where the revenue of the MLM company is derived from a non-salaried workforce selling the company's products/services, while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system. ​
THIS LIST MAY CONTAIN COMPANIES THAT HAVE PREVIOUSLY HAD MLM BRANCH BUT MAY NO LONGER HAVE ONE.
If you see a company and are not sure that it belongs on this list, please reach out. I have compiled this list from the sources listed at the bottom along with input from community members. This list may not be 100% accurate but the goal is to get it as close as possible.
31 - Bags
5Linx - Home & Business Services
Abby & Anna - Clothing
ACAN Pacific - Utilities
ACN - Utilities
ActiLabs - Skincare/Health
Adornable.U - Accessories
Advocare - Dietary Supplements
AeroGrow - Garden Tools
Agnes & Dora - Clothing
AIM Global - Nutritional Supplements
Akasuka (Japan) -
Alcone - Beauty
Alice's Table - Flower Arrangement Classes
All'asta - Home Goods
Allysian Sciences -
Aloe Vera of America (Young Living) - Nutritional Supplements
Aloette - Beauty
Alphay Int - Nutritional Supplements
AlureVe - Skincare/Health
Amare Global - Nutritional Supplements
Ambit - Utilities
Amelia James -
Ameo - Essential Oils
American Income Life - Financial
Amsoil - Motor Oil
Amway - Health/Beauty/Home Goods
Ann Summers - Product
Ann Summers (UK) - Adult Novelties
Anorak (UK) - Home Goods
Anran (China) -
Apollo (India) - Juice
Apriori - Skincare/Health
AquaSource UK - Nutritional Supplements
Arbonne - Skincare/Health
ARIIX - Water Purification
Arsoa Honsha (Japan) - Fitness/Weight Loss
Asea Global - Nutritional Supplements
Asirvia (shut down) - Marketing
Aspire/Digital Altitude - Marketing
ATC Coin - Crypto Currency
Athena's - Adult Novelties
Atomy - Skincare/Health
Ava Anderson -
Ava Rose - Clot
Avisae - Weight Loss
Avon - Beauty
b:hip Global - Health
Bachar Nutrition - Nutritional Supplements
Bamboo Pink - Jewelry
Barefoot Books - Books
Bath.Ologie - Bath Bombs
Beach Body - Fitness/Weight Loss Videos
BearCereju (Japan) - Cosmetics
BeautiControl -
Beauty Counter - Cosmetics
Beauty Society - Beauty
beCAUSE Cosmetics - Cosmetics
Become International (US & AUS) - Cosmetics
Bedroom Kandi - Adult Novelties
Beever (UK) - Hair Care
BelCorp (Latin America) - Cosmetics
Bellame - Skincare/Health
Bemer - Appliances
Better Way Design/Imports - Clothing
Biogreen Argentina -
BioPerformance - Automotive (Fuel Pills)
Bod-e Pro - Nutritional Supplements
Body by Vi/Visalus - Health
Body Shop at Home - Beauty
Boisset Collection - Wine
Boston Finney (shut down) -
Bounce Life/Network - Insurance
Bud Star (Canada) - CBD/THC Products
BurnLounge (shut down as pyramid scheme by FTC in 2012) -
Buskins - Clothing
Butterfly Beauty - Cosmetics
Cabi - Clothing
Cambridge Weight Plan/Diet - Dietary Supplements
CAN - Utilities
Captain Tortue - Clothing
Carico Int - Home Goods
Celebrating Home - Home Goods
Cellements - Skincare/Health
CEO Movement (Not MLM but scammy) -
Chalk Couture - Chalkboard Signs
Chalky & Co - Home Goods
Chandeal (Japan) - Clothing
Charle (Japan) - Clothing
Charlie's Project - Clothing
Chef's Toolbox (AUS) (Insolvency) - Kitchen Accessories
Cherish Natural Products -
Chloe & Isabel - Jewelry
Clever Container - Home Goods
Close to My Heart - Scrapbooking
Cloud 9 Parties - Adult Novelties
Cobra Group/Appco -
Cocoa Exchange - Food
Color by Amber - Jewelry
Color Happy -
Color Street - Nail Wraps
Colour Me Beautiful (UK) - Clothing
Compelling Creations - Jewelry
Conklin - Roofing
Cookie Lee (shut down) -
Cosway (Malaysia) - Health/Beauty/Home Goods
Country Scents - Product/Candles
Create Your Life - Health
Creative Memories - Scrapbooking
Credit Repair USA - Financial
Crunchi - Cosmetics
Cutco - Knives
CVSL - Multiple Companies
Daisy Blue Naturals - Personal Care
Damsel in Defense - Product/Self Defense
Darceys - Candles
David Lerner Associates, INC - Financial
Dazzle and Daze - Clothing
Deutsche vermögensberatung/Dvag (Germany) - Financial
Diana (Japan) -
Dione Cosmetics - Cosmetics
Direct Cellars/DC Nation - Wine
Discovery Toys - Educational Toys
Divvee/Nui -
Dot Dot Smile - Clothing
DoTERRA - Health/Oils
Du Northing Designs - Clothing
Dubli Network - Financial
Dudley Beauty - Cosmetics
DXN - Health/Beauty/Home Goods
Dynamic Essentials -
EcoWarehouse - Home Goods
Elepreneuer -
Elk River Soaps - Personal Care
Ella Tina - Clothing
Elli Kai - Clothing
Elvacity - Nutritional Supplements
EmGoldEx/Global Intergold -
Enagic/Kangen Water - Ionized Water
Endless Xpressions - Clothing/Accessories
Enersource Int - Nutritional Supplements
Enjo (AUS) - Cleaning Producs
Envy Jewelry - Jewelry
Epicure (Canada) - Food
Equinox International (dissolved in 2001) -
Ergo (Germany) - Insurance
Essante Organics -
Essential Bodywear - Clothing
European Grouping of Marketing Professionals/CEDIPAC SA (dissolved 1995) -
European Home Retail (dissolved 2007) -
Evanescence Network - Health
EVER Skincare - Skincare/Health
Evolution Travel - Product
EvolvHealth - Health
Faberlic (Russia) - Health/Beauty/Home Goods
Family First Life - Insurance
Family Heritage Insurance - Insurance
Fantasia - Adult Novelties
Fantasia (Canada) - Adult Novelties
Farmasi -
FES Connect - Financial
Fibi & Clo - Footwear
Fifth Ave Collection - Jewelry
First Fitness Nutrition - Dietary Supplements
Fit4Mom - Clothing
FITTEAM Global - Dietary Supplements
Flamingo Paperie - Art
Fleuresse -
FM World (UK) -
For Tails Only - Pet Supplies
Forever Living - Health/Oils
Forex Education (iMarkets Live branch) - Crypto
Forex Entourage - Financial
Fortune Hi-Tech Marketing (dissolved 2013) -
Four Oceans - Health
Fragant Jewels - Bathbombs
FreeLife - Nutritional Supplements
Frontrow -
Fuel Freedom Int - Automotive
Fund America (Bankrupt 1990) -
Gano Excel - Nutritional Supplements
GelMoment - Beauty
Gemstra - Jewelry
Genesis Pure - Nutritional Supplements
Global Legacy Initiative -
GoDesana - Pet
Gold Canyon - Product/Candles
Golden Days (China) - Health
Grace & Heart - Jewelry
Green HoriZen - CBD
Greeting Cake Company - Cake Kits
H2O At Home - Personal Care
Hale - CBD Oil
Hanky Panky Parties (Canada) - Adult Novelties
Happy Coffee - Coffee
Harvard Risk Management (Legal Shield) -
Hayward's Gourmet Popcorn - Food
HB Naturals - Health
He(L)o - Health
Healthy Peach - Dietary Supplements
Heavenly Chia - Food
Heka Corp - Fitness
Helo Wristbands - Health
HempWorx - Health
Herbalife - Health
Heritage Makers - Scrapbooking
Hinode - Cosmetics
Holiday Magic (shut down) -
Home Interiors - Home Goods
Honey - Beauty
Honey & Lace - Clothing
Hualin Biotech (China) - Health
iCoinPro - Crypto Currency
ID Life - Health
Igniting Passion (Canada) - Adult Novelties
iMarketsLive - Financial Trading Software
Immunotec - Health
Imperial Candles (UK) - Candles
In a Pikle - Bags
Income Advantage -
India Hicks - Product/Accessories
Infinitus - Health
Initials, Inc - Bags
Inkd Up Nails - Beauty
innov8tive nutrition - Nutritional Supplements
InteleTravel - Travel
Intimo (AUS/NZ) - Adult Novelties
Isagenix - Dietary Supplements
ItWorks! - Health
J. Elizabeth - Clothing
J. Hilburn - Clothing
J.R Watkins -
Jafra - Beauty
Jamberry - Beauty
Jamby - Clothing
Jamie at Home (shut down) -
Janice Collection - Home Goods
Java Momma - Coffee
Javita - Coffee
Jbloom - Jewelry
Jequiti - Cosmetics
Jerky Direct -
Jeunesse - Beauty
Jewel Kade (31) - Jewelry
Jewelscent - Product/Candles
JK Apparel (Canada) - Clothing
Jordan Essentials - Beauty
JoyMain (China) - Health
Joyome (Plexus) - Beauty
JuicePlus - Nutritional Supplements
Jump Natural - Health
Kaesar & Blair -
Kalaia - Skincare/Health
Kalo & Co - Pearl/Jewelry
Kangen Water -
Kannaway - CBD Oil
Karat Bars - Gold
Kaszazz - Scrapbooking
Keep Collective - Jewelry
Keep Me Safe - Cos
KETO (Pruvit) -
Keto Coffee - Coffee
Ketones - Health
Kirby - Vacuums
Kleeneze - Home Goods
Kobold (Vorwerk) -
Kyani - Health
Labella Baskets - Home Goods
Lady Godiva Beauty - Cosmetics
Lavylites - Beauty
L'BRI - Beauty
LeadUp Consulting -
Legal Shield - Legal Services
LegArt (Canada) - Leggings
Legend Age (China) -
Legging Army - Clothing
Legging Girl - Clothing
Lemongrass Spa - Beauty
LeReve (Canada) - Cosmetics
Le-Vel (Thrive) - Health
Lia Sophia (dissolved) - Jewelry
Life Abundance - Pet
LIFE Leadership - Financial
Life Tree World - Food
LifeBrook -
LifePlus (US/Germany) - Dietary Supplements
Life's Abundance - Pet Supplies
LifeVantage - Dietary Supplements
Lilla Rose - Jewelry
Limelife - Skincare/Health
Limu - Health
Limu - Nutritional Supplements
Linen World - Home Goods
Lion Crown -
Lipsense - Beauty
Liv International - Travel
Live Sore - Clothing
Longabeger Company - Baskets
Longrich (China) - Beauty
Lorraine Lee Linen - Home Goods
Love Winx - Adult Novelties
LR Beauty & Health - Beauty
LuLaRoe - Clothing
Lulu Ave - Jewelry
Luminess - Cosmetics
Lyconet/Lyoness -
Lyoness - Financial
M. Global (Jamberry) - Jewelry
M. Network - Nutritional Supplements
Maelle Beauty - Beauty
Magnabilities - Jewelry
Magnolia & Vine - Jewelry
Makeup Eraser - Cosmetics
Man Cave - Kitchen Accessories
Mannatech - Dietary Supplements
Mark. - Financial
Market America - Health/Beauty/Home Goods
Marly Ray - Pearl/Jewelry
Marvelous Mouse Travels - Travel
Mary & Martha - Home Goods
MaryKay - Beauty
Maskara - Beauty
Matilda Jane - Clothing
Max & Madeleine - Skincare/Health
Maxwell Clothing - Clothing
MCA - Financial
Medifast - Nutritional Supplements
Melaleuca - Health/Beauty/Home Goods
Metabolife (dissolved in 2005) -
MiA Bath and Body (Closed) -
mialisia - Jewelry
Miche EU - Accessories
Miki (Asia) - Nutritional Supplements
MOA Nutrition - Nutritional Supplements
Modere -
MojiLife - Essential Oils
Monat - Hair Care
MonaVie (went into foreclosure 2015) -
Morinda Bioactives - Personal Care/Dietary Supplements
Motives Cosmetics - Cosmetics
Multpure - Water
My Club 8 - CBD Oil
My Daily Choice - Nutritional Supplements
My LALA Leggings - Clothing
myEcon - Financial
National Safety Associates - Dietary Supplements
National Wealth Center - Education
Natura (Brazil) - Cosmetics
Nature Direct (AUS) - Essential Oils
Nature's Sunshine Products - Dietary Supplements
Neal's Yard Remedies Organic - Beauty
NeoLife - Dietary Supplements
Neora (Nerium) -
Nerium - Skincare/Health
NeVetica - Pet Supplies
New Era (China) - Nutritional Supplements
New U Life - Health
Neways - Personal Care
Nikken -
Noevir - Beauty
Nomades - Jewelry
Noonday Collection - Jewelry
Norwex - Cleaning Producs
Nouveau Riche (real estate investment college) (dissolved 2010 -
Nspire Network - Feminine Products
NuCerity - Skincare/Health
NuSkin - Tooth Paste/Personal Care
Nutriboom -
NXIVM - Financial
Nygard - Clothing
Omnilife - Dietary Supplements
One Hope Wine - Wine
Optavia - Health
Opulenza - Jewelry
Organo Gold - Coffee
Oriflame - Personal Care
Origami Owl - Jewelry
Our Hearts Desire - Jewelry
Paid 2 Save - Travel
Pampered Chef - Kitchen Accessories
Paparazzi - Jewelry
Paperly - Paper
Park Lane Jewelry - Jewelry
Party Girl - Candles
Party Lite - Candles
Party Time Mixes - Food
PartyLite - Candles
Passion Parties - Adult Novelties
Pawtree - Pet
Paycation - Travel
Peach - Clothing
Pearl Chic - Pearl/Jewelry
Peekaboo Beans - Clothing
Perfect (China) - Cosmetics
Perfectly Polished - Beauty
Perfectly Posh - Beauty
Personally Poetic - Jewelry
PHP - Insurance
Pierre Lang - Jewelry
Pink Zebra - Candles
Piphany - Clothing
PixieLane - Clothing
Plexus - Health
Plumeria Bath - Beauty
Plunder - Jewelry
PM International - Health
Pola (Japan) - Skincare/Health
Poofy Organics - Beauty
Powur - Solar Panels
Premier Designs - Jewelry
Premier Financial - Financial
PrimeMyBody - Health
Primerica - Financial
Princess House - Kitchen Accessories
ProDoula -
ProYoung - Health
Pruvit - Health
Pulse Cosmetics - Cosmetics
Pure Haven - Cosmetics
Pure Romance - Product
PureHaven - Home Goods
PUREly - Essential Oils
Purium - Health
Qnet - Nutritional Supplements
Quanjian Natural (China) - Food
RadiantlyYou -
Rain International - Health
Rainbow Vacuum - Vacuums
Real Time Pain Relief - Health
Red Aspen - Beauty
RED Safety - Security
Regal Home and Gifts - Home Goods
Reliv - Health
Reliv - Nutritional Supplements
Renatus Real Estate - Education
RevitalU - Coffee/Health
Riway - Deer Placenta
Robert Kiyosaki -
Rodan+Fields - Beauty
Roland (Vorwerk) -
Rolmex (China) - Kitchen Accessories
Royal Tongan Limu (dissolved in 2003) -
Royaltie Gens - Marketing
Ruby Ribbon - Clothing
Saba - Health/Beauty
Sabika Jewelry - Jewelry
SafeGirl Security - Self Defense
Salad Master - Home Goods
SARSO (India) -
Scentsy - Health/Oils
Schneider's Gourmet World - Food
Scout & Cellar - Wine
Seacret - Beauty
SendOutCards - Gift Cards
Senegence - Skincare/Health
Shakeology (BeachBody) - Dietary Supplements
Shaklee - Dietary Supplements
Shopping Sherlock -
Shrimp & Grits - Clothing
Signature Homestyles - Home Goods
Silpada - Jewelry
Silver Icing - Jewelry
Simple Man - Personal Care
Simply Success Elite -
SimplyFun Games - Education
Skinny Body at Home - Dietary Supplements
SkinSanity/Tomorrow's Leaf - Skincare/Health
Smart Circle -
Smartway -
Solavei (dissolved 2015)[ -
Solvei (bankrupt) -
Sophie Paris (France/Asia) - Clothing
South Hill Designs - Jewelry
Southern Living at Home - Home Goods
SouthWestern Advantage - Education
Sseko - Clothing
Stampin Up - Paper
Steam Energy - Utilities
Steeped Tea - Tea
Stella & Dot - Clothing
Stream Energy - Financial
Style Dots - Jewelry
Success University - Education
Sun Hope (China) -
Sunrider - Health/Beauty/Home Goods
Sunset Gourmet - Food
Sunshine Empire (dissolved 2009) -
Surge 365 - Travel
Sweet Legs - Clothing
Sweet Minerals - Beauty
Symmetry Financial Group - Insurance
Syntek Global - Automotive
T.O.P Marketing Group -
TAG Team Marketing -
Taisei/Green Planet/Kaikisui (Japan_ - Purifiers
Tara at Home - Home Goods
Tastefully Simple - Food
Tavala - Health
Tealightful - Tea
Team National - Financial
TeDivina - Tea
Telecom Plus (UK) - Utilities
Telexfree (bankrupt 2014) -
The Advert Platfrom - Crypto Currency
The Body Shop at Home - Beauty
The Landmark Forum - Health
The Super Affiliate Network - Marketing
Thermomix (Vorwerk) -
Thirty One - Bags
Thrive - Health
Thrive Life - Food
Tiber River Naturals - Beauty
TKO WorldWide -
Tocara (Canada) - Jewelry
Tom James - Clothing
Total Life Changes/TLC - Health
TouchStone Crystal - Jewelry
Touchstone Essentials - Dietary Supplements
Tracy Negoshian - Clothing
Trades of Hope - Jewelry
Tranont - Financial
Transformational Beauty - Cosmetics
Travel Evolution - Travel
Traveling Vineyard - Wine
TraVerus Global - Travel
TriVita - Nutritional Supplements
Tropic Skin Care - Skincare/Health
True Peak Revolution (Europe) -
Truvision Health - Health
TS-Life - Nutritional Supplements
Tupperware - Tupperware
Unicity - Health
United Sciences of America (dissolved in 1987) -
United Warehouse (UK) -
US Health Advisors -
Usana - Nutritional Supplements
Usborne - Books
Utility Warehouse (UK) - Utilities
Valentus - Dietary Supplements
Vantel - Product/Pearls
Vasayo - Health
VectoCutco - Knives
Vemma - Dietary Supplements
viaOneHope - Wine
ViBella - Jewelry
VIC Cosmetics -
Vida Divina - Tea
Vie at Home (closed) -
Virtuity Financial Group (World Financial Group) -
ViSalus (Body by VI) - Dietary Supplements
Vitality Extracts - Essential Oils
VivaMK - Cleaning Producs
Volo - Health
Vorwerk - Home Goods
Votre Belle Maison (UK) - Giftware
Voxxlife - Health
Wakaya Perfection - Health
WakeUpNow (dissolved 2015) -
Watkins Inc - Health/Home Goods
Wealthperx - Travel
Wikaniko - Home Goods
Wildtree - Food
Willing Beauty - Beauty
Winasun - Health
Wine Shop at Home - Wine
Wines for Humanity - Wine
Wink Naturals - Health
World Financial Group/Pinnacle Leadership Development - Financial
World Leadership Group (dissolved in 2008) -
World Ventures/Wealth Wave/TKO WorldWide - Travel
WoTaBu - Travel
XanGo/Ziji - Health
Xerveo - Dietary Supplements
Xoom Energy - Utilities
Xooma - Weight Loss
Xstream Travel - Travel
Xyngular - Health
Yanbal Int - Jewelry
Yandi (China) - Nutritional Supplements
Yelloow - Beauty
Yevo (closed) -
Yofoto (China) - Health
Yoli - Health
Yoonla -
YOR Health - Weight Loss
Young Living - Health
Youngevity -
Younique - Beauty
YTB International - Travel
Zepter -
Zija - Health
Zilis - Health
Zinzino (Scandanavia) -
Zrii - Skincare/Health
Zurvita - Health
Zyia - Clothing
Zyn - Travel
TOTAL COUNT = 594 ​ This list will be continually updated (5/19/2020).
2018 Archived MLM Mega Thread

Sources: https://mlmtruth.org/2018/02/08/the-mlm-master-list/ , https://en.wikipedia.org/wiki/List_of_multi-level_marketing_companies Special thanks to u/Copacetic1515 (I could not stick your thread)

For income disclosure information: Updated 2019 Thread

Other Helpful Links: Discussion about World Financial Group
submitted by antiMLMmod to antiMLM [link] [comments]

Stake vs Hatch Fees Explained

--UPDATE--
In light of Christine from Hatch's announcement of a reduction to a flat $3 broker fee, I've updated in a new comment here.
Treat the direct comparison of $ below as incorrect (once Hatch update their pricing).
--Old Text--
I decided to undertake a fees comparison of the two platforms as Stake is launching on Tuesday.
Comparing Hatch and Stake, the long and short of it is:
Most people will do the latter and be DCA in to a lot of smaller companies so Stake will end up being a lot cheaper on the buy-in.
https://imgur.com/a/wkuiIl1
Comparing to US based companies, assuming you use Transferwise to deposit into a US bank account and there is no fee to transfer from the US account to their service, Transferwise appear to get a 0.6% better FOREX rate than Hatch did when I just checked - Transferwise was $0.6067 vs Hatch $0.6029 (I'm assuming the Hatch FOREX rate will be similar to Stake, can't check atm as I don't have a Stake account until Tuesday). So the break-even point for using Transferwise at current FOREX rates is about $250 (below Stake is better, above Transferwise is better), excluding IBKTD Ameritrade fees (TDA have no broker fees currently). Hatch will allow USD transfer but only if you email them so I don't think you can use this as your regular deposit strategy.
One thing to consider with IBKTD Amertrade is they are US companies who are not at all interested in your NZ tax requirements so will not help you at all in the process. Customer support will be harder to get, and using Transferwise is not a trivial process especially if you are doing very regular deposits it can become a PITA for a relatively tiny difference in fees (eg if you deposit $500/fortnight the difference in FX fees is about $3 per transaction, so just don't buy that bag of chips and save yourself the hassle of using Transferwise + foreign based company IMO - and this is coming from someone who even changes power and ISP companies every year chasing better deals!).
Once you want to withdraw money, Hatch is obviously cheaper at 0.5% (edit: despite the $8 withdrawal fee) compared to 1% with Stake (and they have a $2 withdrawl fee that will be pretty negligible if you have a lot of money invested). Hatch will do an off-market transfer of US shares so best strategy might be using Stake for deposits and Hatch for withdrawals.
Another benefit to Hatch is that they are Kiwi owned so I think more likely to be accessible in terms of Tax and customer support than an Aussie based company (Stake). Lastly with Hatch, if a company is less than $400/share then you should buy a series of Fractional share bids unless you are buying more than 2.66 share units, above that the $8 broker fee is better.
Edit: I had a user complaining about the withdrawal fee of $8 through Hatch. This is true if you are regularly buying and selling shares. Typical advice given here is directed to buy and hold strategies (so you only get stung once for a withdrawal after X number of years), if you want day trading advice there are other subs for that. See my comment here.
submitted by kinnadian to PersonalFinanceNZ [link] [comments]

Money, Money, Money - Its always about the money!


Some economists (but not all economists) believe that the USD and the US economy is losing its integrity and may ultimately collapse.
https://www.businessinsider.com.au/dollar-crash-swelling-deficit-deglobalization-stephen-roach-coronavirus-stimulus-recession-2020-6?r=US&IR=T
https://www.bloomberg.com/opinion/articles/2020-06-14/dollar-crash-how-will-it-unfold
https://www.investopedia.com/articles/forex-currencies/091416/what-would-it-take-us-dollar-collapse.asp
https://www.nytimes.com/2020/06/06/upshot/coronavirus-economic-crisis.html
https://www.ft.com/content/d5f05b5c-7db8-11ea-8fdb-7ec06edeef84
https://markets.businessinsider.com/news/stocks/dollar-crash-swelling-deficit-deglobalization-stephen-roach-coronavirus-stimulus-recession-2020-6-1029312845?op=1
https://medium.com/@baileybarney/will-the-us-dollar-collapse-23e707f19da0

Question: If accurate, what would replace the USD as the global reserve currency?
Answer: The IMF is ready with a replacement global reserve currency called SDR's!

  1. https://www.imf.org/external/pubs/ft/fandd/2019/12/future-of-the-IMF-special-drawing-right-SDR-Ocampo.htm
" In this brave new world, is it time to rethink the SDR’s role?" (Ocampo)"The IMF should not pass up this opportunity" (Ocampo)
  1. https://www.project-syndicate.org/commentary/imf-special-drawing-right-global-currency-by-jose-antonio-ocampo-2019-04?barrier=accesspaylog
3.https://www.google.com/amp/s/amp.theguardian.com/business/2017/ap24/imf-populism-nationalism-sdr-reserve-currency
4.https://www.imf.org/en/About/Factsheets/Sheets/2016/08/01/14/51/Special-Drawing-Right-SDR
5.https://www.theigc.org/project/the-viability-of-the-special-drawing-rights-as-an-international-reserve-asset/
6.https://www.google.com/amp/s/www.livemint.com/news/india/consensus-remains-elusive-among-g20-countries-on-fresh-sdr-allocation/amp-11595160202040.html
7.https://www.google.com/amp/s/amp.ft.com/content/43a67e06-bbeb-4bea-8939-bc29ca785b0e
8.https://www.nytimes.com/2010/02/27/business/27imf.html
9.https://www.economist.com/finance-and-economics/1998/09/24/one-world-one-money
10.https://www.google.com/amp/s/www.cityam.com/world-reserve-currencies-is-the-us-dollars-days-numbered/amp/
11.https://www.eastasiaforum.org/2019/09/22/the-dollar-shouldnt-be-the-reserve-currency-but-neither-should-the-renminbi/

Will CBDC's be created at the same time as the SDR's? Will exchange rates of CBDC's be anchored to Quotas? Is the IMF a fund or potentially more like a Central Bank for the World? How did the IMF come about?
Central Bank Digital Coins - CBDC's
https://www.imf.org/en/Publications/Staff-Discussion-Notes/Issues/2018/11/13/Casting-Light-on-Central-Bank-Digital-Currencies-46233

2.https://www.imf.org/en/News/Articles/2019/05/13/sp051419-stablecoins-central-bank-digital-currencies-and-cross-border-payments
https://www.google.com/amp/s/techwireasia.com/amp/2020/03/central-banks-are-keen-on-digital-currencies-the-imf-is-backing-them/
3.
https://m.economictimes.com/markets/stocks/news/central-banks-wake-up-to-digital-currency-create-new-framework-with-wef/articleshow/73554517.cms
4.
https://www.forbes.com/sites/pawelkuskowski/2020/06/07/central-bank-digital-currencies-cbdc-a-crisis-recovery-tool-for-governments/5.
https://www.weforum.org/press/2020/01/central-banks-waking-up-to-digital-currency-create-new-framework-for-cbdc-deployment-with-world-economic-forum-177ca5d9ee/6.
https://www.theblockcrypto.com/linked/41243/imf-officials-say-synthetic-cbdc-with-a-public-private-partnership-is-the-better-option7.
https://blockchain.news/insight/private-firms-can-boost-innovation-of-central-bank-digital-currencysays-imf-8.
https://coinidol.com/official-promote-digital-currency/9.
https://bitcoinexchangeguide.com/top-imf-official-calls-for-synthetic-central-bank-digital-currencies-cbdc-development/10
  1. England:https://www.bloomberg.com/amp/news/articles/2020-07-13/bank-of-england-debating-digital-currency-creation-bailey-says
  2. USA:https://www.forbes.com/sites/jasonbrett/2020/03/23/new-coronavirus-stimulus-bill-introduces-digital-dollar-and-digital-dollar-wallets/amp/
https://www.google.com/amp/s/www.wsj.com/amp/articles/fed-digital-dollars-are-part-of-debate-over-coronavirus-stimulus-11585085518
  1. Australiahttps://www.businessinsider.com.au/the-rba-has-been-secretly-working-on-an-all-digital-version-of-the-australian-dollar-but-it-may-not-release-it-to-the-public-at-all-2020-1
https://www.rba.gov.au/publications/submissions/payments-system/financial-and-regulatory-technology/
  1. Canadahttps://www.ledgerinsights.com/canada-exploring-consumer-cbdc/
  2. Swedenhttps://www.google.com/amp/s/cointelegraph.com/news/sweden-is-testing-its-new-central-bank-digital-currency/amp
  3. Norwayhttps://www.norges-bank.no/en/news-events/news-publications/News-items/2019/2019-06-27-cbdc/
  4. European Unionhttps://www.google.com/amp/s/finance.yahoo.com/amphtml/news/dutch-central-bank-wants-european-191627776.html
  5. Singaporehttps://chainbulletin.com/singapore-ready-to-explore-cbdc-together-with-china/amp/
  6. New Zealand:https://investmentnews.co.nz/investment-news/digital-central-bank-money-tipped-for-world-dominance/
  7. Chinahttps://www.ledgerinsights.com/china-central-bank-digital-currency-cbdc-renminbi-dolla

SideNote:

The World Economic Forum is planning a major event for January of 2021 that will focus on the "Great Reset" and the "4th Industrial Revolution".
https://www.weforum.org/great-reset/
https://www.weforum.org/agenda/2016/01/what-is-the-fourth-industrial-revolution/

Prince Charles wants to reset - Do you?
https://www.theguardian.com/uk-news/2020/jun/03/pandemic-is-chance-to-reset-global-economy-says-prince-charles

What are they gonna reset?

TL:DR
!. Potential collapse of the US dollar.
  1. Replaced by IMF SDR's
3.Complimented by new CBDC's
  1. How is this connection the WEF "Great Reset..
Its time to read, learn and share!

Edit = Added TL:DR
submitted by andrew77mc to conspiracy [link] [comments]

IS ____ AN MLM? SEARCH HERE. (MEGA THREAD)

For a quick, easier search - http://www.isthisanmlm.com/ has compiled this whole thread. Special thanks to u/SHIFTnSPACE. - This is now a part of the sidebar as a button widget!

What is an MLM?

Multi-level marketing (MLM), also called pyramid selling, network marketing, and referral marketing, is a marketing strategy for the sale of products or services where the revenue of the MLM company is derived from a non-salaried workforce selling the company's products/services, while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system. ​

THIS LIST MAY CONTAIN COMPANIES THAT HAVE PREVIOUSLY HAD MLM BRANCH BUT MAY NO LONGER HAVE ONE. If you see a company and are not sure that it belongs on this list, please reach out. I have compiled this list from the sources listed at the bottom along with input from community members. This list may not be 100% accurate but the goal is to get it as close as possible.
31 - Bags
5Linx - Home & Business Services
Abby & Anna - Clothing
ACAN Pacific - Utilities
ACN - Utilities
ActiLabs - Skincare/Health
Adornable.U - Accessories
Advocare - Dietary Supplements
AeroGrow - Garden Tools
Agnes & Dora - Clothing
AIM Global - Nutritional Supplements
Akasuka (Japan) -
Alcone - Beauty
Alice's Table - Flower Arrangement Classes
All'asta - Home Goods
Allysian Sciences -
Aloe Vera of America (Young Living) - Nutritional Supplements
Aloette - Beauty
Alphay Int - Nutritional Supplements
AlureVe - Skincare/Health
Amare Global - Nutritional Supplements
Ambit - Utilities
Amelia James -
Ameo - Essential Oils
American Income Life - Financial
Amsoil - Motor Oil
Amway - Health/Beauty/Home Goods
Ann Summers - Product
Ann Summers (UK) - Adult Novelties
Anorak (UK) - Home Goods
Anran (China) -
Apollo (India) - Juice
Apriori - Skincare/Health
AquaSource UK - Nutritional Supplements
Arbonne - Skincare/Health
ARIIX - Water Purification
Arsoa Honsha (Japan) - Fitness/Weight Loss
Asea Global - Nutritional Supplements
Asirvia (shut down) - Marketing
Aspire/Digital Altitude - Marketing
ATC Coin - Crypto Currency
Athena's - Adult Novelties
Atomy - Skincare/Health
Ava Anderson -
Ava Rose - Clot
Avisae - Weight Loss
Avon - Beauty
b:hip Global - Health
Bachar Nutrition - Nutritional Supplements
Bamboo Pink - Jewelry
Barefoot Books - Books
Bath.Ologie - Bath Bombs
Beach Body - Fitness/Weight Loss Videos
BearCereju (Japan) - Cosmetics
BeautiControl -
Beauty Counter - Cosmetics
Beauty Society - Beauty
beCAUSE Cosmetics - Cosmetics
Become International (US & AUS) - Cosmetics
Bedroom Kandi - Adult Novelties
Beever (UK) - Hair Care
BelCorp (Latin America) - Cosmetics
Bellame - Skincare/Health
Bemer - Appliances
Better Way Design/Imports - Clothing
Biogreen Argentina -
BioPerformance - Automotive (Fuel Pills)
Bod-e Pro - Nutritional Supplements
Body by Vi/Visalus - Health
Body Shop at Home - Beauty
Boisset Collection - Wine
Boston Finney (shut down) -
Bounce Life/Network - Insurance
Bud Star (Canada) - CBD/THC Products
BurnLounge (shut down as pyramid scheme by FTC in 2012) -
Buskins - Clothing
Butterfly Beauty - Cosmetics
Cabi - Clothing
Cambridge Weight Plan/Diet - Dietary Supplements
CAN - Utilities
Captain Tortue - Clothing
Carico Int - Home Goods
Celebrating Home - Home Goods
Cellements - Skincare/Health
CEO Movement (Not MLM but scammy) -
Chalk Couture - Chalkboard Signs
Chalky & Co - Home Goods
Chandeal (Japan) - Clothing
Charle (Japan) - Clothing
Charlie's Project - Clothing
Chef's Toolbox (AUS) (Insolvency) - Kitchen Accessories
Cherish Natural Products -
Chloe & Isabel - Jewelry
Clever Container - Home Goods
Close to My Heart - Scrapbooking
Cloud 9 Parties - Adult Novelties
Cobra Group/Appco -
Cocoa Exchange - Food
Color by Amber - Jewelry
Color Happy -
Color Street - Nail Wraps
Colour Me Beautiful (UK) - Clothing
Compelling Creations - Jewelry
Conklin - Roofing
Cookie Lee (shut down) -
Cosway (Malaysia) - Health/Beauty/Home Goods
Country Scents - Product/Candles
Create Your Life - Health
Creative Memories - Scrapbooking
Credit Repair USA - Financial
Crunchi - Cosmetics
Cutco - Knives
CVSL - Multiple Companies
Daisy Blue Naturals - Personal Care
Damsel in Defense - Product/Self Defense
Darceys - Candles
David Lerner Associates, INC - Financial
Dazzle and Daze - Clothing
Deutsche vermögensberatung/Dvag (Germany) - Financial
Diana (Japan) -
Dione Cosmetics - Cosmetics
Direct Cellars/DC Nation - Wine
Discovery Toys - Educational Toys
Divvee/Nui -
Dot Dot Smile - Clothing
DoTERRA - Health/Oils
Du Northing Designs - Clothing
Dubli Network - Financial
Dudley Beauty - Cosmetics
DXN - Health/Beauty/Home Goods
Dynamic Essentials -
EcoWarehouse - Home Goods
Elepreneuer -
Elk River Soaps - Personal Care
Ella Tina - Clothing
Elli Kai - Clothing
Elvacity - Nutritional Supplements
EmGoldEx/Global Intergold -
Enagic/Kangen Water - Ionized Water
Endless Xpressions - Clothing/Accessories
Enersource Int - Nutritional Supplements
Enjo (AUS) - Cleaning Producs
Envy Jewelry - Jewelry
Epicure (Canada) - Food
Equinox International (dissolved in 2001) -
Ergo (Germany) - Insurance
Essante Organics -
Essential Bodywear - Clothing
European Grouping of Marketing Professionals/CEDIPAC SA (dissolved 1995) -
European Home Retail (dissolved 2007) -
Evanescence Network - Health
EVER Skincare - Skincare/Health
Evolution Travel - Product
EvolvHealth - Health
Faberlic (Russia) - Health/Beauty/Home Goods
Family First Life - Insurance
Family Heritage Insurance - Insurance
Fantasia - Adult Novelties
Fantasia (Canada) - Adult Novelties
FES Connect - Financial
Fibi & Clo - Footwear
Fifth Ave Collection - Jewelry
First Fitness Nutrition - Dietary Supplements
Fit4Mom - Clothing
FITTEAM Global - Dietary Supplements
Flamingo Paperie - Art
Fleuresse -
FM World (UK) -
For Tails Only - Pet Supplies
Forever Living - Health/Oils
Forex Education (iMarkets Live branch) - Crypto
Forex Entourage - Financial
Fortune Hi-Tech Marketing (dissolved 2013) -
Four Oceans - Health
Fragant Jewels - Bathbombs
FreeLife - Nutritional Supplements
Frontrow -
Fuel Freedom Int - Automotive
Fund America (Bankrupt 1990) -
Gano Excel - Nutritional Supplements
GelMoment - Beauty
Gemstra - Jewelry
Genesis Pure - Nutritional Supplements
Global Legacy Initiative -
GoDesana - Pet
Gold Canyon - Product/Candles
Golden Days (China) - Health
Grace & Heart - Jewelry
Green HoriZen - CBD
Greeting Cake Company - Cake Kits
H2O At Home - Personal Care
Hale - CBD Oil
Hanky Panky Parties (Canada) - Adult Novelties
Happy Coffee - Coffee
Harvard Risk Management (Legal Shield) -
Hayward's Gourmet Popcorn - Food
HB Naturals - Health
He(L)o - Health
Healthy Peach - Dietary Supplements
Heavenly Chia - Food
Heka Corp - Fitness
Helo Wristbands - Health
HempWorx - Health
Herbalife - Health
Heritage Makers - Scrapbooking
Hinode - Cosmetics
Holiday Magic (shut down) -
Home Interiors - Home Goods
Honey - Beauty
Honey & Lace - Clothing
Hualin Biotech (China) - Health
iCoinPro - Crypto Currency
ID Life - Health
Igniting Passion (Canada) - Adult Novelties
iMarketsLive - Financial Trading Software
Immunotec - Health
Imperial Candles (UK) - Candles
In a Pikle - Bags
Income Advantage -
India Hicks - Product/Accessories
Infinitus - Health
Initials, Inc - Bags
Inkd Up Nails - Beauty
innov8tive nutrition - Nutritional Supplements
InteleTravel - Travel
Intimo (AUS/NZ) - Adult Novelties
Isagenix - Dietary Supplements
ItWorks! - Health
J. Elizabeth - Clothing
J. Hilburn - Clothing
J.R Watkins -
Jafra - Beauty
Jamberry - Beauty
Jamby - Clothing
Jamie at Home (shut down) -
Janice Collection - Home Goods
Java Momma - Coffee
Javita - Coffee
Jbloom - Jewelry
Jequiti - Cosmetics
Jerky Direct -
Jeunesse - Beauty
Jewel Kade (31) - Jewelry
Jewelscent - Product/Candles
JK Apparel (Canada) - Clothing
Jordan Essentials - Beauty
JoyMain (China) - Health
Joyome (Plexus) - Beauty
JuicePlus - Nutritional Supplements
Jump Natural - Health
Kaesar & Blair -
Kalaia - Skincare/Health
Kalo & Co - Pearl/Jewelry
Kangen Water -
Kannaway - CBD Oil
Karat Bars - Gold
Kaszazz - Scrapbooking
Keep Collective - Jewelry
Keep Me Safe - Cos
KETO (Pruvit) -
Keto Coffee - Coffee
Ketones - Health
Kirby - Vacuums
Kleeneze - Home Goods
Kobold (Vorwerk) -
Kyani - Health
Labella Baskets - Home Goods
Lady Godiva Beauty - Cosmetics
Lavylites - Beauty
L'BRI - Beauty
LeadUp Consulting -
Legal Shield - Legal Services
LegArt (Canada) - Leggings
Legend Age (China) -
Legging Army - Clothing
Legging Girl - Clothing
Lemongrass Spa - Beauty
LeReve (Canada) - Cosmetics
Le-Vel (Thrive) - Health
Lia Sophia (dissolved) - Jewelry
Life Abundance - Pet
LIFE Leadership - Financial
Life Tree World - Food
LifeBrook -
LifePlus (US/Germany) - Dietary Supplements
Life's Abundance - Pet Supplies
LifeVantage - Dietary Supplements
Lilla Rose - Jewelry
Limelife - Skincare/Health
Limu - Health
Limu - Nutritional Supplements
Linen World - Home Goods
Lion Crown -
Lipsense - Beauty
Liv International - Travel
Live Sore - Clothing
Longabeger Company - Baskets
Longrich (China) - Beauty
Lorraine Lee Linen - Home Goods
Love Winx - Adult Novelties
LR Beauty & Health - Beauty
LuLaRoe - Clothing
Lulu Ave - Jewelry
Luminess - Cosmetics
Lyconet/Lyoness -
Lyoness - Financial
M. Global (Jamberry) - Jewelry
M. Network - Nutritional Supplements
Maelle Beauty - Beauty
Magnabilities - Jewelry
Magnolia & Vine - Jewelry
Makeup Eraser - Cosmetics
Man Cave - Kitchen Accessories
Mannatech - Dietary Supplements
Mark. - Financial
Market America - Health/Beauty/Home Goods
Marly Ray - Pearl/Jewelry
Marvelous Mouse Travels - Travel
Mary & Martha - Home Goods
MaryKay - Beauty
Maskara - Beauty
Matilda Jane - Clothing
Max & Madeleine - Skincare/Health
Maxwell Clothing - Clothing
MCA - Financial
Medifast - Nutritional Supplements
Melaleuca - Health/Beauty/Home Goods
Metabolife (dissolved in 2005) -
MiA Bath and Body (Closed) -
mialisia - Jewelry
Miche EU - Accessories
Miki (Asia) - Nutritional Supplements
MOA Nutrition - Nutritional Supplements
Modere -
MojiLife - Essential Oils
Monat - Hair Care
MonaVie (went into foreclosure 2015) -
Morinda Bioactives - Personal Care/Dietary Supplements
Motives Cosmetics - Cosmetics
Multpure - Water
My Club 8 - CBD Oil
My Daily Choice - Nutritional Supplements
My LALA Leggings - Clothing
myEcon - Financial
National Safety Associates - Dietary Supplements
National Wealth Center - Education
Natura (Brazil) - Cosmetics
Nature Direct (AUS) - Essential Oils
Nature's Sunshine Products - Dietary Supplements
Neal's Yard Remedies Organic - Beauty
NeoLife - Dietary Supplements
Neora (Nerium) -
Nerium - Skincare/Health
NeVetica - Pet Supplies
New Era (China) - Nutritional Supplements
New U Life - Health
Neways - Personal Care
Nikken -
Noevir - Beauty
Nomades - Jewelry
Noonday Collection - Jewelry
Norwex - Cleaning Producs
Nouveau Riche (real estate investment college) (dissolved 2010 -
Nspire Network - Feminine Products
NuCerity - Skincare/Health
NuSkin - Tooth Paste/Personal Care
Nutriboom -
NXIVM - Financial
Nygard - Clothing
Omnilife - Dietary Supplements
One Hope Wine - Wine
Optavia - Health
Opulenza - Jewelry
Organo Gold - Coffee
Oriflame - Personal Care
Origami Owl - Jewelry
Our Hearts Desire - Jewelry
Paid 2 Save - Travel
Pampered Chef - Kitchen Accessories
Paparazzi - Jewelry
Paperly - Paper
Park Lane Jewelry - Jewelry
Party Girl - Candles
Party Lite - Candles
Party Time Mixes - Food
PartyLite - Candles
Passion Parties - Adult Novelties
Pawtree - Pet
Paycation - Travel
Peach - Clothing
Pearl Chic - Pearl/Jewelry
Peekaboo Beans - Clothing
Perfect (China) - Cosmetics
Perfectly Polished - Beauty
Perfectly Posh - Beauty
Personally Poetic - Jewelry
PHP - Insurance
Pierre Lang - Jewelry
Pink Zebra - Candles
Piphany - Clothing
PixieLane - Clothing
Plexus - Health
Plumeria Bath - Beauty
Plunder - Jewelry
PM International - Health
Pola (Japan) - Skincare/Health
Poofy Organics - Beauty
Powur - Solar Panels
Premier Designs - Jewelry
Premier Financial - Financial
PrimeMyBody - Health
Primerica - Financial
Princess House - Kitchen Accessories
ProDoula -
ProYoung - Health
Pruvit - Health
Pulse Cosmetics - Cosmetics
Pure Haven - Cosmetics
Pure Romance - Product
PureHaven - Home Goods
PUREly - Essential Oils
Purium - Health
Qnet - Nutritional Supplements
Quanjian Natural (China) - Food
RadiantlyYou -
Rain International - Health
Rainbow Vacuum - Vacuums
Real Time Pain Relief - Health
Red Aspen - Beauty
RED Safety - Security
Regal Home and Gifts - Home Goods
Reliv - Health
Reliv - Nutritional Supplements
Renatus Real Estate - Education
RevitalU - Coffee/Health
Riway - Deer Placenta
Robert Kiyosaki -
Rodan+Fields - Beauty
Roland (Vorwerk) -
Rolmex (China) - Kitchen Accessories
Royal Tongan Limu (dissolved in 2003) -
Royaltie Gens - Marketing
Ruby Ribbon - Clothing
Saba - Health/Beauty
Sabika Jewelry - Jewelry
SafeGirl Security - Self Defense
Salad Master - Home Goods
SARSO (India) -
Scentsy - Health/Oils
Schneider's Gourmet World - Food
Scout & Cellar - Wine
Seacret - Beauty
SendOutCards - Gift Cards
Senegence - Skincare/Health
Shakeology (BeachBody) - Dietary Supplements
Shaklee - Dietary Supplements
Shopping Sherlock -
Shrimp & Grits - Clothing
Signature Homestyles - Home Goods
Silpada - Jewelry
Silver Icing - Jewelry
Simple Man - Personal Care
Simply Success Elite -
SimplyFun Games - Education
Skinny Body at Home - Dietary Supplements
SkinSanity/Tomorrow's Leaf - Skincare/Health
Smart Circle -
Smartway -
Solavei (dissolved 2015)[ -
Solvei (bankrupt) -
Sophie Paris (France/Asia) - Clothing
South Hill Designs - Jewelry
Southern Living at Home - Home Goods
SouthWestern Advantage - Education
Sseko - Clothing
Stampin Up - Paper
Steam Energy - Utilities
Steeped Tea - Tea
Stella & Dot - Clothing
Stream Energy - Financial
Style Dots - Jewelry
Success University - Education
Sun Hope (China) -
Sunrider - Health/Beauty/Home Goods
Sunset Gourmet - Food
Sunshine Empire (dissolved 2009) -
Surge 365 - Travel
Sweet Legs - Clothing
Sweet Minerals - Beauty
Symmetry Financial Group - Insurance
Syntek Global - Automotive
T.O.P Marketing Group -
TAG Team Marketing -
Taisei/Green Planet/Kaikisui (Japan_ - Purifiers
Tara at Home - Home Goods
Tastefully Simple - Food
Tavala - Health
Tealightful - Tea
Team National - Financial
TeDivina - Tea
Telecom Plus (UK) - Utilities
Telexfree (bankrupt 2014) -
The Advert Platfrom - Crypto Currency
The Body Shop at Home - Beauty
The Landmark Forum - Health
The Super Affiliate Network - Marketing
Thermomix (Vorwerk) -
Thirty One - Bags
Thrive - Health
Thrive Life - Food
Tiber River Naturals - Beauty
TKO WorldWide -
Tocara (Canada) - Jewelry
Tom James - Clothing
Total Life Changes/TLC - Health
TouchStone Crystal - Jewelry
Touchstone Essentials - Dietary Supplements
Tracy Negoshian - Clothing
Trades of Hope - Jewelry
Tranont - Financial
Transformational Beauty - Cosmetics
Travel Evolution - Travel
Traveling Vineyard - Wine
TraVerus Global - Travel
TriVita - Nutritional Supplements
Tropic Skin Care - Skincare/Health
True Peak Revolution (Europe) -
Truvision Health - Health
TS-Life - Nutritional Supplements
Tupperware - Tupperware
Unicity - Health
United Sciences of America (dissolved in 1987) -
United Warehouse (UK) -
US Health Advisors -
Usana - Nutritional Supplements
Usborne - Books
Utility Warehouse (UK) - Utilities
Valentus - Dietary Supplements
Vantel - Product/Pearls
Vasayo - Health
VectoCutco - Knives
Vemma - Dietary Supplements
viaOneHope - Wine
ViBella - Jewelry
VIC Cosmetics -
Vida Divina - Tea
Vie at Home (closed) -
Virtuity Financial Group (World Financial Group) -
ViSalus (Body by VI) - Dietary Supplements
Vitality Extracts - Essential Oils
VivaMK - Cleaning Producs
Volo - Health
Vorwerk - Home Goods
Votre Belle Maison (UK) - Giftware
Voxxlife - Health
Wakaya Perfection - Health
WakeUpNow (dissolved 2015) -
Watkins Inc - Health/Home Goods
Wealthperx - Travel
Wikaniko - Home Goods
Wildtree - Food
Willing Beauty - Beauty
Winasun - Health
Wine Shop at Home - Wine
Wines for Humanity - Wine
Wink Naturals - Health
World Financial Group/Pinnacle Leadership Development - Financial
World Leadership Group (dissolved in 2008) -
World Ventures/Wealth Wave/TKO WorldWide - Travel
WoTaBu - Travel
XanGo/Ziji - Health
Xerveo - Dietary Supplements
Xoom Energy - Utilities
Xooma - Weight Loss
Xstream Travel - Travel
Xyngular - Health
Yanbal Int - Jewelry
Yandi (China) - Nutritional Supplements
Yelloow - Beauty
Yevo (closed) -
Yofoto (China) - Health
Yoli - Health
Yoonla -
YOR Health - Weight Loss
Young Living - Health
Youngevity -
Younique - Beauty
YTB International - Travel
Zepter -
Zija - Health
Zilis - Health
Zinzino (Scandanavia) -
Zrii - Skincare/Health
Zurvita - Health
Zyia - Clothing
Zyn - Travel
TOTAL COUNT = 593 ​ This list will be continually updated (2/26/19).
2018 Archived MLM Mega Thread

Sources: https://mlmtruth.org/2018/02/08/the-mlm-master-list/ , https://en.wikipedia.org/wiki/List_of_multi-level_marketing_companies Special thanks to u/Copacetic1515 (I could not stick your thread)

For income disclosure information: Updated 2019 Thread

Other Helpful Links: Discussion about World Financial Group
submitted by antiMLMmod to antiMLM [link] [comments]

The Daily Autist, By An Autist, For Autists. 03/24/20

The Daily Autist

03/24/20

Hot Off The Spectrum

TLDR of the News to Inform Your Moves (Monday was a lot. Even my post is long)

What’s up sluts. I’m back with another burst of autism. I’ve been Rick fuggin Rollin in the tendies (AKA not hemorrhaging money) and these posts have been fairly accurate. I’ll be adding plays to the NostraLosses section as a result to bring more clarity to my dumbass takes.
FIRST THINGS FUCKING FIRST THE ORIGINAL AUTIST ARTIST WHO DREW THE OLD LOGO HAS COME TO LIGHT IM SO FUCKING HAPPY. We’ll never get it back, but sometimes closure on it’s own feels good enough. What am I a fucking teenager? The rest of the sub was shit yesterday/this morning.I was shadowbanned for posting “Fear mongering Corona Content,” and yet 75% of the sub’s hot posts are exactly that but with even less info than I had. Rest is memes. No plays or info. Honestly kinda sad.
https://www.reddit.com/wallstreetbets/comments/fnpz20/hey_yall_i_drew_the_original_baby_ama/
Obligatory Corona Dump (Monday news could not stop throating COVID content)
Things are in such a Twilight Zone State Amazon is getting credit for being “altruistic,” like they didn’t hike up prices since late January themselves and only altered their practices once Trump threatened Defense Production Act (DPA) notice they’re also only suspending, so once things are just slightly back to normal please price gouge errthang.
https://www.scmp.com/tech/big-tech/article/3076638/amazon-suspends-almost-4000-seller-accounts-unfairly-priced-products
Costco is also getting unwarranted credit. They won’t take back your tower of toilet paper or tub of hand sanitizer, which COSTS them money they already made. Did they have any problem hiking the price, refusing to limit sales per person, not give their employees PPE, or donate any relief from their excess food products due to banning eating at the location and numbers going down? Nah? ok. So the good guy is the company that profited off of fear and won’t provide the minimum financial relief to those who thought it was that extreme. Stop demonizing your fellow worker citizens.
https://brobible.com/culture/article/costco-toilet-paper-returns-hoarders/
Companies getting high praise and both articles implying a return to normalcy soon. How does that affect the markets? Normies are being told everything is okay and they will follow suit. Is everything okay? Absolutely not. These MFs in charge just announced unlimited QE yesterday nothing’s okay financially. Retard normie pump coming in.
Financial News:
Trump is saying that unless 10,000 die in the streets soon he’s gonna “re-open” the economy after the 15 days. At this point it’s a bit of a walking Onion article. Thursday?” ITS A WAR WE WILL CAPTURE AND KNIFE COVID’S ASSHOLE”. Friday? “This is serious. I do not want to use any drastic measures but I will. This is very verry serious.” Monday? “Isn’t being stuck inside fucking wack? Let’s open the pit up bro” I recommend watching the video with subtitles to get a transcript of his speech patterns.
https://www.reuters.com/video/watch/america-will-again-and-soon-be-open-for-id701434357?chan=9qsux198
I predicted the Fed couldn’t devalue the dollar as fast as other countries could want it and it seems to be holding up. A very small dip from the news they’re willing to print unlimited moneys? The global economy is in trouble if that's still the stability bearer. Puts are lookin good, but they need to be farther out. 04/17 soonest for my comfort. Especially with the temporary re-open of the US economy. Seeing Reuters use “money bazooka,’ multiple times in the last week has been fantastic.
https://www.reuters.com/article/global-forex/forex-dollar-slips-as-feds-money-bazooka-raises-hopes-of-easier-cash-supply-idUSL4N2BH2AF
Italy’s debt, tax, and unemployment relief are all being held up by congressional disputes and an ability to only handle a tenth of the paperwork that comes in. Sound familiar? Maybe ominous? The population density in regions of Italy is our closest analog to how a free (eat my dick South Korea) country is gonna get hit. Their healthcare system is also tainted by for-profit companies and insurance so it’s also pretty similar medical coverage wise per capita.
https://www.reuters.com/article/us-health-coronavirus-banks-insight/banks-struggle-to-ride-to-the-rescue-in-europes-cash-crunch-battle-idUSKBN21B0OE
United Airlines is threatening to fire workers if they don’t get a bailout. I hope to fuck this is the tipping point and the government forces United to hand over their payroll list so the gov. Provide financial relief to their employees while United liquidates their assets or sells to some Saudi Conglomerate. Effect on market? PUTS ON UNITED BITCH THEY GOIN OUT
https://www.npr.org/sections/coronavirus-live-updates/2020/03/20/819401028/united-airlines-threatens-to-cut-jobs-if-coronavirus-aid-package-isnt-passed (From 03/20 but was drowned out by other news. Looks more and more likely airlines won’t be bailed out)
Everyday Fox business posts something for Boomers to buy more Ford or Dine stocks (idk what old people buy) and today they have some good ammo. Overnight futures were up. Pre-market today as of 06:31 EST is $234.72 after touching 238. Looks like today is going to be the bull trap day as the rumors of stimulus are hot again. If it gets passed I expect a 245-248 top before the unemployment numbers Thursday fist everyone. Market effect? Short term calls as everyone gets high on optimism and long term puts for when they come down.
https://www.foxbusiness.com/markets/stock-futures-gain-ground-as-congress-moves-closer-to-a-stimulus-deal
Crypto is taking off after tanking yesterday. Overnight rally (NZ markets followed by Asian markets) carried it up 14% in the last 16 hours. It started to rise slowly after the QE announcement but really flew overnight and this morning. Cooling off now but already had a dip to 6650 and right back up to 6700+ While not always correlated, crypto is a key indicator right now in speculative confidence while people are budgeting for maintaining their lives versus increasing their future wealth. No link because every crypto site is owned by a Ponzi schemer. Fight me and my tinfoil fucking hat. Here are some squigglies and bars
https://www.tradingview.com/symbols/BTCUSD/?exchange=BITBAY
My NostraLosses Prediction? The rumors of stimulus and the passed unlimited QE will provide market optimism today and tomorrow. Thursday’s unemployment numbers is the next scheduled big news so I wouldn’t get any short term puts unless scalping. If anything unexpected news could bring the market even higher with it being random good news versus any random catastrophic news. Market open will be up about 6% from the previous day’s close, so I expect a short term dip at open which would be a good spot to get quick calls to then ride the pump. Market closes above 235 and if stimulus passes along with more false optimism statements by Trump there’s possibly a sharp bull run to 245-248 by end of Wednesday.
Plays to follow:
SPY: 240c 03/27 once the first dip of day happens. If your bankroll allows for a few days farther out I would go for it. If SPY does hit 240, SELL call and BUY put for 228 04/01 at soonest.
DIA: 190P 04/17 It hasn’t fallen nearly as hard as it should (another 5% imo) and the industries making it up are going to have numbers showing how bad the payroll cuts and profit loss has been. During today’s pump get some not so fucking expensive puts (made sure not to say cheap)
Any Stupid Tech Company: Retarded OTM call for 03/27 or later. With so many people being stuck at home the last week or so the tech companies are outperforming the market with the idea that: The high user rate means more $$$, but if there’s more people on because they are not working or laid off, how do they have the money to buy shitty sponsored products on their feed? The kicker here is ads have always had near useless efficacy rates on social media so the fact they will continue to do a shit job might not change much. Anyway people are fucking dumb and tech gonna continue to rally this week. Signed, someone with 1.5k in TWTR Puts expiring over next 4 weeks.
Most people don’t even give you one play. I’m giving you multiple ways to lose your money.
TLDR of my TLDR: Companies who profited off the crisis getting karma points for no reason. Normies think the crisis will be over next Friday. International currencies are still erratic but the markets are rallying today globally (sign of lacking underlying stability for said rally). Italy can’t pass anything or handle the paperwork from their previously set up process (AKA USA in 7-10 days under current stimulus proposals) and they don’t have a solution in sight. Stimulus has everyone rock hard for calls again, ride the short term rise and pick up puts while you’re up there. Just be a long term gay bear experimenting with bulls depending on the day.
Results on my thoughts from last post 03/23: I was incorrect on circuit breaker open but was only 1% away and it did run up mid-day as called. So if you sold at 218 to buy calls to sell a few hours later, we nailed it boys. If you were aiming for price instead of time, it never hit 234 again which was a key test and you’re likely sitting on a fat red option right now. I was about half right which is all you need to be. I’ve also switched up Market affect and effect because I’m retarded and am unsure which is right anymore. Nvm grammarly fixed it.
And again, I mean this sincerely,

submitted by AvocadosAreMeh to wallstreetbets2 [link] [comments]

IS ___ AN MLM? CHECK HERE. (MEGA THREAD LIST)

IS ___ AN MLM? CHECK HERE. (MEGA THREAD LIST)
For a quick, easier search - http://www.isthisanmlm.com/ has compiled this whole thread. Special thanks to u/SHIFTnSPACE. - This is now a part of the sidebar as a button widget!
THIS LIST MAY CONTAIN COMPANIES THAT HAVE PREVIOUSLY HAD MLM BRANCH BUT MAY NO LONGER HAVE ONE. If you see a company and are not sure that it belongs on this list, please reach out. I have compiled this list from the sources listed at the bottom along with input from community members. This list may not be 100% accurate but the goal is to get it as close as possible.
What is an MLM?
Multi-level marketing (MLM), also called pyramid selling, network marketing, and referral marketing, is a marketing strategy for the sale of products or services where the revenue of the MLM company is derived from a non-salaried workforce selling the company's products/services, while the earnings of the participants are derived from a pyramid-shaped or binary compensation commission system.

--
31 - Bags
5Linx - Home & Business Services
Abby & Anna - Clothing
ACAN Pacific - Utilities
ACN - Utilities
ActiLabs - Skincare/Health
Adornable.U - Accessories
Advocare - Dietary Supplements
AeroGrow - Garden Tools
Agnes & Dora - Clothing
AIM Global - Nutritional Supplements
Akasuka (Japan) -
Alcone - Beauty
Alice's Table - Flower Arrangement Classes
All'asta - Home Goods
Allysian Sciences -
Aloe Vera of America (Young Living) - Nutritional Supplements
Aloette - Beauty
Alphay Int - Nutritional Supplements
AlureVe - Skincare/Health
Amare Global - Nutritional Supplements
Ambit - Utilities
Amelia James -
Ameo - Essential Oils
American Income Life - Financial
Amsoil - Motor Oil
Amway - Health/Beauty/Home Goods
Ann Summers - Product
Ann Summers (UK) - Adult Novelties
Anorak (UK) - Home Goods
Anran (China) -
Apollo (India) - Juice
Apriori - Skincare/Health
AquaSource UK - Nutritional Supplements
Arbonne - Skincare/Health
ARIIX - Water Purification
Arsoa Honsha (Japan) - Fitness/Weight Loss
Asea Global - Nutritional Supplements
Asirvia (shut down) - Marketing
Aspire/Digital Altitude - Marketing
ATC Coin - Crypto Currency
Athena's - Adult Novelties
Atomy - Skincare/Health
Ava Anderson -
Ava Rose - Clot
Avisae - Weight Loss
Avon - Beauty
b:hip Global - Health
Bachar Nutrition - Nutritional Supplements
Bamboo Pink - Jewelry
Barefoot Books - Books
Bath.Ologie - Bath Bombs
Beach Body - Fitness/Weight Loss Videos
BearCereju (Japan) - Cosmetics
BeautiControl -
Beauty Counter - Cosmetics
Beauty Society - Beauty
beCAUSE Cosmetics - Cosmetics
Become International (US & AUS) - Cosmetics
Bedroom Kandi - Adult Novelties
Beever (UK) - Hair Care
BelCorp (Latin America) - Cosmetics
Bellame - Skincare/Health
Bemer - Appliances
Better Way Design/Imports - Clothing
Biogreen Argentina -
BioPerformance - Automotive (Fuel Pills)
Bod-e Pro - Nutritional Supplements
Body by Vi/Visalus - Health
Body Shop at Home - Beauty
Boisset Collection - Wine
Boston Finney (shut down) -
Bounce Life/Network - Insurance
Bud Star (Canada) - CBD/THC Products
BurnLounge (shut down as pyramid scheme by FTC in 2012) -
Buskins - Clothing
Butterfly Beauty - Cosmetics
Cabi - Clothing
Cambridge Weight Plan/Diet - Dietary Supplements
CAN - Utilities
Captain Tortue - Clothing
Carico Int - Home Goods
Celebrating Home - Home Goods
Cellements - Skincare/Health
CEO Movement (Not MLM but scammy) -
Chalk Couture - Chalkboard Signs
Chalky & Co - Home Goods
Chandeal (Japan) - Clothing
Charle (Japan) - Clothing
Charlie's Project - Clothing
Chef's Toolbox (AUS) (Insolvency) - Kitchen Accessories
Cherish Natural Products -
Chloe & Isabel - Jewelry
Clever Container - Home Goods
Close to My Heart - Scrapbooking
Cloud 9 Parties - Adult Novelties
Cobra Group/Appco -
Cocoa Exchange - Food
Color by Amber - Jewelry
Color Happy -
Color Street - Nail Wraps
Colour Me Beautiful (UK) - Clothing
Compelling Creations - Jewelry
Conklin - Roofing
Cookie Lee (shut down) -
Cosway (Malaysia) - Health/Beauty/Home Goods
Country Scents - Product/Candles
Create Your Life - Health
Creative Memories - Scrapbooking
Credit Repair USA - Financial
Crunchi - Cosmetics
Cutco - Knives
CVSL - Multiple Companies
Daisy Blue Naturals - Personal Care
Damsel in Defense - Product/Self Defense
Darceys - Candles
David Lerner Associates, INC - Financial
Dazzle and Daze - Clothing
Deutsche vermögensberatung/Dvag (Germany) - Financial
Diana (Japan) -
Dione Cosmetics - Cosmetics
Direct Cellars/DC Nation - Wine
Discovery Toys - Educational Toys
Divvee/Nui -
Dot Dot Smile - Clothing
DoTERRA - Health/Oils
Du Northing Designs - Clothing
Dubli Network - Financial
Dudley Beauty - Cosmetics
DXN - Health/Beauty/Home Goods
Dynamic Essentials -
EcoWarehouse - Home Goods
Elepreneuer -
Elk River Soaps - Personal Care
Ella Tina - Clothing
Elli Kai - Clothing
Elvacity - Nutritional Supplements
EmGoldEx/Global Intergold -
Enagic/Kangen Water - Ionized Water
Endless Xpressions - Clothing/Accessories
Enersource Int - Nutritional Supplements
Enjo (AUS) - Cleaning Producs
Envy Jewelry - Jewelry
Epicure (Canada) - Food
Equinox International (dissolved in 2001) -
Ergo (Germany) - Insurance
Essante Organics -
Essential Bodywear - Clothing
European Grouping of Marketing Professionals/CEDIPAC SA (dissolved 1995) -
European Home Retail (dissolved 2007) -
Evanescence Network - Health
EVER Skincare - Skincare/Health
Evolution Travel - Product
EvolvHealth - Health
Faberlic (Russia) - Health/Beauty/Home Goods
Family First Life - Insurance
Family Heritage Insurance - Insurance
Fantasia - Adult Novelties
Fantasia (Canada) - Adult Novelties
FES Connect - Financial
Fibi & Clo - Footwear
Fifth Ave Collection - Jewelry
First Fitness Nutrition - Dietary Supplements
Fit4Mom - Clothing
FITTEAM Global - Dietary Supplements
Flamingo Paperie - Art
Fleuresse -
FM World (UK) -
For Tails Only - Pet Supplies
Forever Living - Health/Oils
Forex Education (iMarkets Live branch) - Crypto
Forex Entourage - Financial
Fortune Hi-Tech Marketing (dissolved 2013) -
Four Oceans - Health
Fragant Jewels - Bathbombs
FreeLife - Nutritional Supplements
Frontrow -
Fuel Freedom Int - Automotive
Fund America (Bankrupt 1990) -
Gano Excel - Nutritional Supplements
GelMoment - Beauty
Gemstra - Jewelry
Genesis Pure - Nutritional Supplements
Global Legacy Initiative -
GoDesana - Pet
Gold Canyon - Product/Candles
Golden Days (China) - Health
Grace & Heart - Jewelry
Green HoriZen - CBD
Greeting Cake Company - Cake Kits
H2O At Home - Personal Care
Hale - CBD Oil
Hanky Panky Parties (Canada) - Adult Novelties
Happy Coffee - Coffee
Harvard Risk Management (Legal Shield) -
Hayward's Gourmet Popcorn - Food
HB Naturals - Health
He(L)o - Health
Healthy Peach - Dietary Supplements
Heavenly Chia - Food
Heka Corp - Fitness
Helo Wristbands - Health
HempWorx - Health
Herbalife - Health
Heritage Makers - Scrapbooking
Hinode - Cosmetics
Holiday Magic (shut down) -
Home Interiors - Home Goods
Honey - Beauty
Honey & Lace - Clothing
Hualin Biotech (China) - Health
iCoinPro - Crypto Currency
ID Life - Health
Igniting Passion (Canada) - Adult Novelties
iMarketsLive - Financial Trading Software
Immunotec - Health
Imperial Candles (UK) - Candles
In a Pikle - Bags
Income Advantage -
India Hicks - Product/Accessories
Infinitus - Health
Initials, Inc - Bags
Inkd Up Nails - Beauty
innov8tive nutrition - Nutritional Supplements
InteleTravel - Travel
Intimo (AUS/NZ) - Adult Novelties
Isagenix - Dietary Supplements
ItWorks! - Health
J. Elizabeth - Clothing
J. Hilburn - Clothing
J.R Watkins -
Jafra - Beauty
Jamberry - Beauty
Jamby - Clothing
Jamie at Home (shut down) -
Janice Collection - Home Goods
Java Momma - Coffee
Javita - Coffee
Jbloom - Jewelry
Jequiti - Cosmetics
Jerky Direct -
Jeunesse - Beauty
Jewel Kade (31) - Jewelry
Jewelscent - Product/Candles
JK Apparel (Canada) - Clothing
Jordan Essentials - Beauty
JoyMain (China) - Health
Joyome (Plexus) - Beauty
JuicePlus - Nutritional Supplements
Jump Natural - Health
Kaesar & Blair -
Kalaia - Skincare/Health
Kalo & Co - Pearl/Jewelry
Kangen Water -
Kannaway - CBD Oil
Karat Bars - Gold
Kaszazz - Scrapbooking
Keep Collective - Jewelry
Keep Me Safe - Cos
KETO (Pruvit) -
Keto Coffee - Coffee
Ketones - Health
Kirby - Vacuums
Kleeneze - Home Goods
Kobold (Vorwerk) -
Kyani - Health
Labella Baskets - Home Goods
Lady Godiva Beauty - Cosmetics
Lavylites - Beauty
L'BRI - Beauty
LeadUp Consulting -
Legal Shield - Legal Services
LegArt (Canada) - Leggings
Legend Age (China) -
Legging Army - Clothing
Legging Girl - Clothing
Lemongrass Spa - Beauty
LeReve (Canada) - Cosmetics
Le-Vel (Thrive) - Health
Lia Sophia (dissolved) - Jewelry
Life Abundance - Pet
LIFE Leadership - Financial
Life Tree World - Food
LifeBrook -
LifePlus (US/Germany) - Dietary Supplements
Life's Abundance - Pet Supplies
LifeVantage - Dietary Supplements
Lilla Rose - Jewelry
Limelife - Skincare/Health
Limu - Health
Limu - Nutritional Supplements
Linen World - Home Goods
Lion Crown -
Lipsense - Beauty
Liv International - Travel
Live Sore - Clothing
Longabeger Company - Baskets
Longrich (China) - Beauty
Lorraine Lee Linen - Home Goods
Love Winx - Adult Novelties
LR Beauty & Health - Beauty
LuLaRoe - Clothing
Lulu Ave - Jewelry
Luminess - Cosmetics
Lyconet/Lyoness -
Lyoness - Financial
M. Global (Jamberry) - Jewelry
M. Network - Nutritional Supplements
Maelle Beauty - Beauty
Magnabilities - Jewelry
Magnolia & Vine - Jewelry
Makeup Eraser - Cosmetics
Man Cave - Kitchen Accessories
Mannatech - Dietary Supplements
Mark. - Financial
Market America - Health/Beauty/Home Goods
Marly Ray - Pearl/Jewelry
Marvelous Mouse Travels - Travel
Mary & Martha - Home Goods
MaryKay - Beauty
Maskara - Beauty
Matilda Jane - Clothing
Max & Madeleine - Skincare/Health
Maxwell Clothing - Clothing
MCA - Financial
Medifast - Nutritional Supplements
Melaleuca - Health/Beauty/Home Goods
Metabolife (dissolved in 2005) -
MiA Bath and Body (Closed) -
mialisia - Jewelry
Miche EU - Accessories
Miki (Asia) - Nutritional Supplements
MOA Nutrition - Nutritional Supplements
Modere -
MojiLife - Essential Oils
Monat - Hair Care
MonaVie (went into foreclosure 2015) -
Morinda Bioactives - Personal Care/Dietary Supplements
Motives Cosmetics - Cosmetics
Multpure - Water
My Club 8 - CBD Oil
My Daily Choice - Nutritional Supplements
My LALA Leggings - Clothing
myEcon - Financial
National Safety Associates - Dietary Supplements
National Wealth Center - Education
Natura (Brazil) - Cosmetics
Nature Direct (AUS) - Essential Oils
Nature's Sunshine Products - Dietary Supplements
Neal's Yard Remedies Organic - Beauty
NeoLife - Dietary Supplements
Neora (Nerium) -
Nerium - Skincare/Health
NeVetica - Pet Supplies
New Era (China) - Nutritional Supplements
New U Life - Health
Neways - Personal Care
Nikken -
Noevir - Beauty
Nomades - Jewelry
Noonday Collection - Jewelry
Norwex - Cleaning Producs
Nouveau Riche (real estate investment college) (dissolved 2010 -
Nspire Network - Feminine Products
NuCerity - Skincare/Health
NuSkin - Tooth Paste/Personal Care
Nutriboom -
NXIVM - Financial
Nygard - Clothing
Omnilife - Dietary Supplements
One Hope Wine - Wine
Optavia - Health
Opulenza - Jewelry
Organo Gold - Coffee
Oriflame - Personal Care
Origami Owl - Jewelry
Our Hearts Desire - Jewelry
Paid 2 Save - Travel
Pampered Chef - Kitchen Accessories
Paparazzi - Jewelry
Paperly - Paper
Park Lane Jewelry - Jewelry
Party Girl - Candles
Party Lite - Candles
Party Time Mixes - Food
PartyLite - Candles
Passion Parties - Adult Novelties
Pawtree - Pet
Paycation - Travel
Peach - Clothing
Pearl Chic - Pearl/Jewelry
Peekaboo Beans - Clothing
Perfect (China) - Cosmetics
Perfectly Polished - Beauty
Perfectly Posh - Beauty
Personally Poetic - Jewelry
PHP - Insurance
Pierre Lang - Jewelry
Pink Zebra - Candles
Piphany - Clothing
PixieLane - Clothing
Plexus - Health
Plumeria Bath - Beauty
Plunder - Jewelry
PM International - Health
Pola (Japan) - Skincare/Health
Poofy Organics - Beauty
Powur - Solar Panels
Premier Designs - Jewelry
Premier Financial - Financial
PrimeMyBody - Health
Primerica - Financial
Princess House - Kitchen Accessories
ProDoula -
ProYoung - Health
Pruvit - Health
Pulse Cosmetics - Cosmetics
Pure Haven - Cosmetics
Pure Romance - Product
PureHaven - Home Goods
PUREly - Essential Oils
Purium - Health
Qnet - Nutritional Supplements
Quanjian Natural (China) - Food
RadiantlyYou -
Rain International - Health
Rainbow Vacuum - Vacuums
Real Time Pain Relief - Health
Red Aspen - Beauty
RED Safety - Security
Regal Home and Gifts - Home Goods
Reliv - Health
Reliv - Nutritional Supplements
Renatus Real Estate - Education
RevitalU - Coffee/Health
Riway - Deer Placenta
Robert Kiyosaki -
Rodan+Fields - Beauty
Roland (Vorwerk) -
Rolmex (China) - Kitchen Accessories
Royal Tongan Limu (dissolved in 2003) -
Royaltie Gens - Marketing
Ruby Ribbon - Clothing
Saba - Health/Beauty
Sabika Jewelry - Jewelry
SafeGirl Security - Self Defense
Salad Master - Home Goods
SARSO (India) -
Scentsy - Health/Oils
Schneider's Gourmet World - Food
Scout & Cellar - Wine
Seacret - Beauty
SendOutCards - Gift Cards
Senegence - Skincare/Health
Shakeology (BeachBody) - Dietary Supplements
Shaklee - Dietary Supplements
Shopping Sherlock -
Shrimp & Grits - Clothing
Signature Homestyles - Home Goods
Silpada - Jewelry
Silver Icing - Jewelry
Simple Man - Personal Care
Simply Success Elite -
SimplyFun Games - Education
Skinny Body at Home - Dietary Supplements
SkinSanity/Tomorrow's Leaf - Skincare/Health
Smart Circle -
Smartway -
Solavei (dissolved 2015)[ -
Solvei (bankrupt) -
Sophie Paris (France/Asia) - Clothing
South Hill Designs - Jewelry
Southern Living at Home - Home Goods
SouthWestern Advantage - Education
Sseko - Clothing
Stampin Up - Paper
Steam Energy - Utilities
Steeped Tea - Tea
Stella & Dot - Clothing
Stream Energy - Financial
Style Dots - Jewelry
Success University - Education
Sun Hope (China) -
Sunrider - Health/Beauty/Home Goods
Sunset Gourmet - Food
Sunshine Empire (dissolved 2009) -
Surge 365 - Travel
Sweet Legs - Clothing
Sweet Minerals - Beauty
Symmetry Financial Group - Insurance
Syntek Global - Automotive
T.O.P Marketing Group -
TAG Team Marketing -
Taisei/Green Planet/Kaikisui (Japan_ - Purifiers
Tara at Home - Home Goods
Tastefully Simple - Food
Tavala - Health
Tealightful - Tea
Team National - Financial
TeDivina - Tea
Telecom Plus (UK) - Utilities
Telexfree (bankrupt 2014) -
The Advert Platfrom - Crypto Currency
The Body Shop at Home - Beauty
The Landmark Forum - Health
The Super Affiliate Network - Marketing
Thermomix (Vorwerk) -
Thirty One - Bags
Thrive - Health
Thrive Life - Food
Tiber River Naturals - Beauty
TKO WorldWide -
Tocara (Canada) - Jewelry
Tom James - Clothing
Total Life Changes/TLC - Health
TouchStone Crystal - Jewelry
Touchstone Essentials - Dietary Supplements
Tracy Negoshian - Clothing
Trades of Hope - Jewelry
Tranont - Financial
Transformational Beauty - Cosmetics
Travel Evolution - Travel
Traveling Vineyard - Wine
TraVerus Global - Travel
TriVita - Nutritional Supplements
Tropic Skin Care - Skincare/Health
True Peak Revolution (Europe) -
Truvision Health - Health
TS-Life - Nutritional Supplements
Tupperware - Tupperware
Unicity - Health
United Sciences of America (dissolved in 1987) -
United Warehouse (UK) -
US Health Advisors -
Usana - Nutritional Supplements
Usborne - Books
Utility Warehouse (UK) - Utilities
Valentus - Dietary Supplements
Vantel - Product/Pearls
Vasayo - Health
VectoCutco - Knives
Vemma - Dietary Supplements
viaOneHope - Wine
ViBella - Jewelry
VIC Cosmetics -
Vida Divina - Tea
Vie at Home (closed) -
Virtuity Financial Group (World Financial Group) -
ViSalus (Body by VI) - Dietary Supplements
Vitality Extracts - Essential Oils
VivaMK - Cleaning Producs
Volo - Health
Vorwerk - Home Goods
Votre Belle Maison (UK) - Giftware
Voxxlife - Health
Wakaya Perfection - Health
WakeUpNow (dissolved 2015) -
Watkins Inc - Health/Home Goods
Wealthperx - Travel
Wikaniko - Home Goods
Wildtree - Food
Willing Beauty - Beauty
Winasun - Health
Wine Shop at Home - Wine
Wines for Humanity - Wine
Wink Naturals - Health
World Financial Group/Pinnacle Leadership Development - Financial
World Leadership Group (dissolved in 2008) -
World Ventures/Wealth Wave/TKO WorldWide - Travel
WoTaBu - Travel
XanGo/Ziji - Health
Xerveo - Dietary Supplements
Xoom Energy - Utilities
Xooma - Weight Loss
Xstream Travel - Travel
Xyngular - Health
Yanbal Int - Jewelry
Yandi (China) - Nutritional Supplements
Yelloow - Beauty
Yevo (closed) -
Yofoto (China) - Health
Yoli - Health
Yoonla -
YOR Health - Weight Loss
Young Living - Health
Youngevity -
Younique - Beauty
YTB International - Travel
Zepter -
Zija - Health
Zilis - Health
Zinzino (Scandanavia) -
Zrii - Skincare/Health
Zurvita - Health
Zyia - Clothing
Zyn - Travel

--
TOTAL COUNT = 593

This list will be continually updated (1/23/19).
Sources: https://mlmtruth.org/2018/02/08/the-mlm-master-list/ , https://en.wikipedia.org/wiki/List_of_multi-level_marketing_companies
Special thanks to u/Copacetic1515 (I could not stick your thread)
For income disclosure information:
https://www.reddit.com/antiMLM/comments/8vnute/income_disclosure_analysis_master_thread/
Other Helpful Links:
Discussion about World Financial Group: https://www.reddit.com/jobs/comments/34c6im/world_financial_group_be_careful_of_this_mlm/
submitted by twistplot to antiMLM [link] [comments]

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submitted by GiuliettaShop to Popify [link] [comments]

Worked in finance since out of Uni in the pensions area, want a change of career, not sure what the fuck to do now..

Long story short, been working for 6ish years out of Uni (28 now) in the defined benefit pensions area, was the best offer I got as I did arts (econ/psych) and didn't know what the fuck I was doing. Very dry work, never really hated it per se, but wasn't really passionate about it, but it paid decent (started 30k and now 50-55k) Slowly got more and more bored until it finally got the better of me and the boredom basically made it unbearable.
I quit my job and travelled around for 6 months, tried my hand at equities/options trading. Didn't blow up the account, but pretty much made fuck all above minimum wage from it. Did the whole matched betting for some extra pocket money (after singup bonuses you maybe have a few months befor getting gubbed on things like the horse/2UP bonuses) while I tried to figure out what I really enjoy.
.and the sad thing is..I don't even fucking know. I didn't mind the excitement of trading, but in reality you actually have to sit there for ages not taking anything until your 'edge' appears, its also shit hours because the most liquid market, the US, doesn't close until 9pm here. Fuck forex. I don't really like sell side equities research/not really interested in doing the CFA. I kinda wouldn't mind financial planning because I quite enjoy talking to my parents and family/friends about saving/investing (and not doing all the stupid things I've done) plus it at least has some crossover to my work experience. Things like helping people out if they want ot transfer their pension to Australia or NZ through QROPS.
The frightening thing is outside of the literal basic as fuck things as enjoying TV/movies, some sport, and travelling, I have no idea what I'd enjoy doing for the next 32+ years. I have enough savings to probably try and work it out for another few months while I shovel money into the London rental blackhole. Maybe I should try learning a language, although at Uni I did shit at French.
Somedays I wonder, am I somehow slowly getting depressed? But when I go out and talk to friends and do social things with the GF I feel fine. Thanks for anyone reading this ramble so far. If anyone has any tips on how to do the whole find what you love and enjoy doing' without the eat, pray love travel shit I've tried, please let me know.
TL;DR Worked in pensions, bored as fuck, spent 6 months trying to find out what I enjoy, still no fucking idea other than vaguely talking to people and giving them advice.
submitted by throwawayunsurelife to UKPersonalFinance [link] [comments]

Worked in finance since out of Uni in the pensions area, want a change of career, not sure what the fuck to do now..

Long story short, been working for 6ish years out of Uni (28 now) in the defined benefit pensions area, was the best offer I got. Very dry work, never really hated it per se, but wasn't really passionate about it, but it paid decent (started 30k and now 50-55k) Slowly got more and more bored until it finally got the better of me and the boredom basically made it unbearable.
I quit my job and travelled around for 6 months, tried my hand at equities/options trading. Didn't blow up the account, but pretty much made fuck all above minimum wage from it. Did the whole matched betting for some extra pocket money (after singup bonuses you maybe have a few months befor getting gubbed on things like the horse/2UP bonuses) while I tried to figure out what I really enjoy.
.and the sad thing is..I don't even fucking know. I didn't mind the excitement of trading, but in reality you actually have to sit there for ages not taking anything until your 'edge' appears, its also shit hours because the most liquid market, the US, doesn't close until 9pm here. Fuck forex. I don't really like sell side equities research/not really interested in doing the CFA. I kinda wouldn't mind financial planning because I quite enjoy talking to my parents and family/friends about saving/investing (and not doing all the stupid things I've done) plus it at least has some crossover to my work experience. Things like helping people out if they want ot transfer their pension to Australia or NZ through QROPS.
The frightening thing is outside of the literal basic as fuck things as enjoying TV/movies, some sport, and travelling, I have no idea what I'd enjoy doing for the next 32+ years. I have enough savings to probably try and work it out for another few months while I shovel money into the London rental blackhole. Maybe I should try learning a language, although at Uni I did shit at French.
Somedays I wonder, am I somehow slowly getting depressed? But when I go out and talk to friends and do social things with the GF I feel fine. Thanks for anyone reading this ramble so far. If anyone has any tips on how to do the whole find what you love and enjoy doing' without the eat, pray love travel shit I've tried, please let me know.
TL;DR Worked in pensions, bored as fuck, spent 6 months trying to find out what I enjoy, still no fucking idea other than vaguely talking to people and giving them advice.
submitted by throwawayunsurelife to CasualUK [link] [comments]

If you are an affiliate your place is with us!!!!

Hey, everybody !!!!
my name is Guy and I work as an affiliate manager at ROI BOUTIQUE, we specialize in Forex/CFD verticals, also we have our own lottery brand (lotteryheroes.com). part of my job is to create new partnerships and promote our lottery brand online. if you're interested in collaborating with us please reach back and let's see how we can get started
Highest converting geos are - AU NZ ZA CZ PL DE AT CH ES
Payouts up to 60$ CPA !!
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Skype: live:guyfur
submitted by GuyDigital to SEO [link] [comments]

Looking for SUPER AFFILIATES

Hey all,
my name is Guy and I work as an affiliate manager at ROI BOUTIQUE, we specialize in Forex/CFD verticals, also we have our own lottery brand (lotteryheroes.com). part of my job is to create new partnerships and promote our lottery brand online.
If you're interested in collaborating with us please reach back and let's see how we can get started.
Payouts up to 60$ for 10EUR deposit.
Highest converting geos are - AU NZ ZA CZ PL DE AT CH ES
submitted by GuyDigital to SEO [link] [comments]

Are you consider your self as a Super Affiliate???

Hey Guys,
my name is Guy and I work as an affiliate manager at ROI BOUTIQUE, we specialize in Forex/CFD verticals, also we have our own lottery brand (lotteryheroes.com). part of my job is to create new partnerships and promote our lottery brand online.
If you're interested in collaborating with us please reach back and let's see how we can get started
very high payouts (up to 60$ for 10EUR FTD)
Highest converting geos are - AU NZ ZA CZ PL DE AT CH ES
submitted by GuyDigital to AffiliateMarket [link] [comments]

Looking for SUPER AFFILIATES

Hey all,
my name is Guy and I work as an affiliate manager at ROI BOUTIQUE, we specialize in Forex/CFD verticals, also we have our own lottery brand (lotteryheroes.com). part of my job is to create new partnerships and promote our lottery brand online.
If you're interested in collaborating with us please reach back and let's see how we can get started.
Payouts up to 60$ for 10EUR deposit.
Highest converting geos are - AU NZ ZA CZ PL DE AT CH ES
submitted by GuyDigital to cpamoney [link] [comments]

ZT东北:为什么成了我们回不去的故乡 by 三昭两式 on 2016-04-21

http://finance.qq.com/a/20160421/039485.htm
东北:为什么成了我们回不去的故乡?
文 本刊记者 严凯 编辑尹一杰 摄影邓攀
这里曾是没落的俄罗斯贵族、溃败的哥萨克骑兵、流离的犹太人心目中的“天堂”。数百年的时间里,这片原始荒原风云变幻,承载着史诗般的传奇。
新中国成立后,这片土地在战后的废墟上重新苏醒,并寄托着一个国家无与伦比的期待。在中国工业发展史的历史轨迹上,东北老工业基地作为共和国长子,完成了近乎一个甲子的历史使命。

但时代的车轮滚滚向前。
这片面积接近150万平方公里的土地,在创造了人类史上诸多望尘莫及的奇迹后陷入沉郁,曾经高歌猛进、热火朝天的记忆日渐淡去。伫立在这里的老工厂泛起锈迹,生活在这里的人们也开始告别昔日引以为豪的荣耀,变得困惑、迷茫,甚至恐惧。
人类进入新千年时,“振兴东北”再度以冲锋号的声音在这里吹响。这是新时期下,属于这里的另一场没有硝烟的战役,这场战役换回了这片土地的黄金十年。
但市场经济的轮盘永无休止地转动,历史仿佛正在重演。
2015年倒数第二天,决策层一纸《关于全面振兴东北地区等老工业基地的若干意见》审议通过,文件要求未来十年,东北地区要在重要领域和关键环节改革上取得重大成果,转变经济发展方式和结构性改革取得重大进展。
等待这个老工业基地的,是又一个十年经济保卫战。
中捷友谊厂始建于1933年,一部分为日本满洲工作机械株式会社。东北解放后,更名为东北机器五厂,1953年再次更名为沈阳第二机床厂
半个世纪的荣辱与兴衰,这片关东之地还将走向何方?在国内实体经济迷雾重重时,我们重新踏上这片土地,走访了一批建国初期位列苏联援建的156个重点项目的老国企和东三省的标杆企业,试图探寻新一轮振兴运动背后,这些历经风云的公司有着怎样的陈痛与苦衷,以及尚难预测的未来。
在工业浪潮沉浮下,生活在这里的人们,他们更希冀在历史的轮回与前行之路上,不再迷失。
东北告急
在哈电集团位于三大动力路附近的家属区内,我们见到了哈电集团退休老职工陈驰玉。去年年底,年近70岁的陈驰玉刚被哈电集团解聘。
哈电集团全称哈尔滨电气集团公司,由国家“一五”期间前苏联援建的156项重点建设项目中的6项沿革发展而来。其主要成员企业包括哈尔滨电机厂、哈尔滨锅炉厂、哈尔滨汽轮机厂、阿城继电器厂等。其中,前三大厂又被称为哈尔滨“三大动力厂”,一条马路从中穿过,也由此被命名为“三大动力路”。
陈驰玉1970年进入当时的哈尔滨电机厂,至今已45年。事实上,陈驰玉早到了退休年龄,因其工程师身份,公司随后又将其返聘入厂。
近两年来,哈电集团经营陷入了困境,业绩大幅下滑。资料显示,2014年哈电集团实现营业收入265亿元,亏损近2亿元。哈电集团旗下上市子公司佳电股份(000922.SZ)2015年亏损额达到4.47亿元,同比下降了惊人的8009.96%。
陈驰玉说,哈电集团去年的亏损额继续加大,“为了缩减成本,减少开支,跟我一样之前退休返聘的一律解聘。”
同样陷入困境的还有位于齐齐哈尔市的中国一重(601106.SH),该公司预计2015年将亏损17.5亿元,上年同期业绩为盈利2568万元。
中国一重前身为第一重型机器厂,始建于1954年,是目前中央管理的涉及国家安全和国民经济命脉的53户国有重要骨干企业之一。
去年8月3日,中国一重董事长吴生富“突然去世”,此后被证实为自杀身亡。
吴生富出生于1964年,去世时51岁。1988年,吴生富大学毕业后进入中国一重,到去年27年。吴生富去世前不久,中纪委已进驻中国一重进行巡视,因此外界猜测吴生富可能因为在巡视过程中被发现经济问题故而自杀。
但一位熟识吴生富的人士对《中国企业家》记者说,吴生富自杀其中一个重要原因是公司陷入了亏损的困境。个中苦楚,外人无从得知。[21楼](kanqiu://bbs/topic/16057426?page=2&pid=21)
“在他去世前不久我们还聊过,他对于中国一重在他的带领下陷入现在的困境感到十分焦虑,而且他还说未来看不到前景。”上述人士说。
去年底,陈驰玉应邀前往齐齐哈尔进行技术交流。他去了包括中国一重、齐齐哈尔铁路车辆集团在内的多家企业,“我发现那里的企业也都不行了,一重就不说了,由于国内运力过剩,齐齐哈尔车辆也处境艰难。”
国内重工产业一片哀鸿。在东北工业重镇辽宁省沈阳市,位于经济开发区开发大路两侧大型重工企业几乎无一能幸免。沈阳机床车间工人杨师傅说,现在他所在的事业部还有活干,但有些事业部可能干一天休息两天。
杨师傅所工作的沈阳机床集团是沈阳市重点扶持的大型工业企业。该公司于1995年12月通过对沈阳原四大机床厂——沈阳第一机床厂、沈阳第二机床厂(中捷友谊厂)、辽宁精密仪器厂等资产重组而组建。其中,沈阳第一机床厂和第二机床厂均位列国家“一五”计划期间的156个重点项目之中。
“可以毫不夸张地说,沈机床是中国机床行业的‘摇篮’。”沈阳机床集团董事长关锡友接受《中国企业家》独家专访时说。
在我们此次东北之行的采访过程中,关锡友是为数不多敢于直面媒体的国企高管。而紧邻沈机床而立的沈阳鼓风机集团和北方重工集团则选择沉默。
上世纪50年代以来,沈机床、沈鼓、北方重工一直被认为是沈阳市的三张名片,在中国工业史上拥有举足轻重的地位。它们的兴衰,影响着这个城市的兴衰。
但近年来,沈机床、沈鼓、北方重工的业绩下滑严重。今年1月29日,沈阳机床(000410.SZ)发布业绩预亏公告,预计2015年将亏损5.5亿-6.5亿元,而上年同期则实现盈利2557.85万元。
沈鼓的情况亦不乐观,这家始建于1934年的老厂曾是全国第一个风机专业制造厂。2015年,在申请IPO的过程中,沈鼓集团被质疑虚增收入,十亿营收“不翼而飞”。一位在沈鼓工作的工人说,从去年开始,沈鼓的情况持续恶化,有些车间已处于半停产状态。
根据沈鼓申请IPO的资料显示,2013年该公司净利润由2011年的2.98亿元下滑至1.18亿元,2014年上半年的净利润仅有0.3亿元。截至目前,沈鼓并未公布近期的营收状况,亦拒绝了本刊记者的采访要求。
作为工业之城,因核心企业业绩衰弱造成的影响立竿见影。《中国企业家》记者获得的一份统计数据显示,2015年1-11月,沈阳市工业增加值下跌3%,工业用电量下降7%,工业企业利润总额为465亿,下降25%。
低迷的产业背景如同瘟疫。
在数百公里外的吉林省松原市,作为当地一名基层干部,李超直观地感受到,近两年来自己的生活发生着显著变化,“单位的各种待遇大幅缩减。”
松原市位于吉林省中西部,地处哈尔滨、长春、大庆三角地带,松嫩平原南端,曾与包头、呼和浩特、鄂尔多斯一起被称为“中国北方经济增长四小龙”。
但最近几年,松原市的财政收入增长乏力。2014年,松原市公共预算地方级财政收入为62.5亿元,同比增长仅0.8%。按照李超的说法,2015年的情况更加糟糕,仅完成了上一年的60%-70%。
这主要归咎于吉林油田效益下滑。2000-2015年,吉林油田累计实现收入3370亿元、利润651亿元、税费838亿元,是当地财政收入的主要来源。
李超的父辈都在吉林油田工作。但李超并没有进入油田,而是选择在毕业后考取公务员,成为一名基层干部。
见到李超时,他正准备下乡。他的很多工作都围绕农村进行,下乡是家常便饭。“现在经济这么差,安抚工作变得更重要。”
李超介绍,吉林油田的采油成本在50美元/桶左右,按照目前的国际油价肯定亏损,“前不久一吨油的价格才卖到1100元。”
吉林油田拥有10万职工及家属,这迫使它无法通过停产来减少亏损。而另一个不能停产的理由是跟其所处的地理位置有关。
“这里离大庆油田很近,这一带是一个盆地,而大庆油田处在盆地的最底部,吉林油田地处盆地两侧位置,如果油不开采,会慢慢流向大庆。”李超说。

2003年至2012年的10年间,东北三省地区国内生产总值翻了两番多,年均增速达12.7%。 而同期全国平均增速为10.7%。这十年间,东三省再度成为中国工业的代名词。
由于效益不好,目前吉林油田内部已做出了让职工提前退休的规定,内定女职工45岁退休,男职工50岁退休,退休后仅有基本工资,一个月2000块钱左右。
距离松原市车程两个小时的吉林省会长春境况同样糟糕。2015年1-11月,长春工业总产值突然下降了11.5%。上一年,长春的工业总产值实现了6.7%的增长,2013年的增长率则是10.7%。
事实上,不仅在哈尔滨、沈阳、松原、长春,整个东北都在急速下坠。统计数据显示,2015年,吉林、黑龙江、辽宁的GDP增速分别为6.5%、5.7%、3%,远低于全国平均增速。
而在一般公共预算收入方面,去年全国有46个地级市出现了负增长。其中,来自东北三省的19个地级市已连续两年负增长,而双鸭山市、七台河市、白山市、铁岭市则是连续三年负增长。
“这一切仿佛回到了90年代。”当地人说。
灰色记忆

面对惨淡境况,国务院总理*河蟹*此前举行的东北三省经济工作座谈会上感慨,“我在东北工作过,算是半个东北人,讲话也就不客气,你们的数据的确让我感到‘揪心’。”
这并不是东北三省第一次让总理“揪心”,上一次正是发生在杨师傅所说的90年代。杨师傅当时所工作的沈阳第三机床厂便是在那时倒闭。
“那时候不是倒闭了多少企业,而是几乎都倒闭了。”
辽宁省社科院副院长梁启东说,那时候的东北面临着矿产资源枯竭、工业结构失衡、企业步履艰难、效益严重下滑、接续产业匮乏等多重问题,当时被外界称之为“东北现象”。
“东北现象”的发生要追溯到改革开放之后。彼时,邓小平南下所掀起的市场经济改革风头正劲,南方诸省沐浴春风时,东北地区依然笼罩在计划经济体制之下。
在价格方面,当时国家实行双轨制。一方面,商品市场化在南方大规模发展,另一方面,东北的石油、煤炭、钢铁仍在按计划调拨全国,价格仍由国家指定。很长一段时间,大庆原油价格每吨仅为200多元,而同期一吨酱油的价格都已达到近300元。直到1996年,鞍钢所产的95%以上钢铁的价格仍按计划执行,比市场价低2000多元。
那时李超的父母所在炼油厂与吉林油田分开独立运营。这个炼油厂叫松原前郭炼油厂。该炼油厂于2008年被关停并划入吉林油田公司管理,一两万人被重新分配了岗位。
父母同在吉林油田的姚成回忆称,80年代末,是炼油厂效益最好的时候,也是职工待遇最好的阶段,“逢年过节,厂里都会发大米、白面等福利,那些往车后备箱一箱箱装苹果的,都是石油系统的职工或家属。”姚成说。
同样作为资源型城市,“煤都”抚顺和阜新境况更差。早在80年代,阜新的问题开始暴露出来。这座资源城市紧紧围绕煤炭而转,但当资源开始枯竭时,却又缺乏接续产业。在鼎盛时期,矿区职工占到了城市职工总数的31%,矿区人口占市区人口的60%。到2002年,当时亚洲最大的露天煤矿阜新海州矿因资源枯竭申请破产。
海州矿破产的这一年,抚顺的原煤年产量也由1400万吨锐减到600万吨。全市152户国有及国有控股企业中有47户停产,地方国有及国有控股企业亏损面达62.25%。
作为东北工业重镇,沈阳铁西区无疑是“东北现象”的重灾区。
时至今日,张志贤对当年的情形记忆深刻。张志贤是中捷友谊厂的退休职工,他在1965年进入中捷友谊厂,那一年他刚好20岁,一直到2007年退休。
中捷友谊厂始建于1933年,一部分为日本满洲工作机械株式会社。东北解放后,更名为东北机器五厂,1953年再次更名为沈阳第二机床厂。1960年,为庆祝捷克斯洛伐克解放15周年,更名为中捷人民友谊厂。80年代,“文革”结束,“人民”二字被去掉,改名中捷友谊厂,沿用至1995年。
这一年,中捷友谊厂与沈阳第一机床厂、沈阳第三机床厂共同组建沈阳机床股份有限公司,以备日后上市。当时该厂已被重组,部分优质资产被置入到新公司,不良资产则继续留在了中捷厂里。
1997年,关锡友调任中捷友谊厂厂长。他上任的第一件事便是问财务有多少钱,得到的答案是22个账号加起来不到5000块钱。
关锡友回忆称,1996-1997是中捷厂最困难的一段时间,当时大家都认为中捷厂必死无疑。
“当时领导找我谈话,说反正不行了,就死马当活马医,能整好,说明你小子有本事,整不好,就当是锻炼了。”关锡友回忆说。
在张志贤的记忆中,中捷厂在1996-1997年开始走下坡路,“那时候厂里留不住人,一些大学生来到厂里,呆不了两天就回去了,机床也卖不出去。”
在一个名为《振兴东北》的纪录片中,原沈阳重型机械集团董事长王铁峰说,那时企业债务繁重,金融债务+经营债务+企业内债达到十四五亿,职工工资债务一亿多,1997-2001年,职工基本不能正常开工资,最困难的年头每月仅开200元。
1996年,杨师傅所在的机床三厂被迫破产。同一年破产的还有沈阳拖拉机厂。
当年秋天,沈阳拖拉机厂开了一次破产大会,在大会上,每个来参加会议的债主都领到了一个材料袋,里面有一份法院判决书和一根香肠,香肠就是他们的午餐。很多债主在拿到判决书时当场痛哭流涕,几十万的债务成为虚无。
梁启东也是90年代东北最困难时期的见证者。那时他在社科院机关上班,尽管未受波及,但记忆深刻。
“那时候整个东北都是灰调调的,天是灰色的,人的脸色是灰色的,衣服是灰色的,整个城市也是灰色的,记忆也是灰色的。”梁启东说,“那时候不是倒闭了多少企业,而是几乎都倒闭了。”
调整阴影
企业倒闭带来的直接后果是大量工人下岗、职工长期待业放假以及长时间拖欠工资。
和许多位于北二路的国营工厂一样,中捷友谊厂也难逃工人下岗的厄运。所幸的是,由于张志贤当时在厂内的核心部门(研究所)工作,这个研究所直接隶属于当时的一机部,属于二类研究所,因此这次下岗潮并没有波及到他。

在由王兵导演的纪录片《铁西区》第二部《艳粉街》里,记录了那个年代铁西区下岗工人的生活状况。艳粉街位于铁西区南部,北起沈辽中路,南至艳粉渠,长1800米,1955年始建,1989年更名为艳粉街,曾经国营工厂扎堆。
如今,在中国工业博物馆中的铁西馆里,展示了一张《2002年铁西国有企业冗员情况典型案例》的图表。其中显示,包括沈阳桥梁厂、沈阳铸造厂、沈阳标准间制造总厂在内的企业当年均处于半停产状态。其中沈阳桥梁厂当时的在岗人数为50人,放假人数达到2350人。
而沈阳鼓风机厂这样的巨头在当时尽管正常生产,但依然有595人放假。沈阳重型机械集团有限公司的在岗人数为4534人,而放假人数亦达到了4085人,还有6587名离退休职工,总计人数为15206人。
杨师傅说,即便那时候没有下岗,工厂也发不出工资。1996年,沈阳第三机床厂由于经营困难倒闭,杨师傅之后被安排到新的车间。“但那时候也是好几个月没有工资。”
在中国工业博物馆内展示的《2001年铁西国有及集体企业资产负债情况典型案例》的图表中,10个案例近半数企业净资产为负数,其中沈阳铸造厂的净资产为-1.5亿元。拖欠工资方面更是家常便饭,其中最为严重的是沈阳变速机器厂和沈阳铸造厂,拖欠在职职工工资月数分别达到惊人的90个月和61个月。
除了铁西区,下岗潮席卷了整个东北。到2002年,抚顺的19.5万名集体职工中有14.3万人离岗。
正是源于上世纪90年代的下岗潮,如今东北经济再陷困境,曾经一代人的恐惧也再次被唤醒。
来自国家统计局公布的数据指出,2015年上半年,东北地区规模以上企业就业人数下降9%,省会城市平均失业率7%左右,比全国平均水平高2个百分点。
2015年9月,东北地区最大的煤炭企业——黑龙江龙煤矿业控股集团有限责任公司(以下简称“龙煤集团”)在机关全体员工大会上宣布,执行集团安置分流人员和鼓励职工创业闯市场的相关政策,要尽快完成分流10万人的目标。这一决定一夜之间将这个拥有24万在职职工、18万离退休职工的大型国有煤炭企业推向了舆论风口。
今年3月,两会期间,龙煤集团再度陷入欠薪丑闻,这家企业的艰难处境仍在持续。
而在高层频频强调减少过剩工业产能之时,以煤炭、钢铁、水泥、电解铝等重资产行业为主的东三省,将不可避免地面临更大的人员安置压力。
2016年2月4日,国务院对外宣布,将在未来5年内压缩1亿至1.5亿吨过剩钢铁产能,这一纸文件随即如同一股寒流席卷钢铁行业。中国冶金工业规划研究院院长李新创不无担忧,“减少这么多钢铁产能或导致40万到50万人失业,可能给社会稳定造成较大隐患。”他说。
“以前下班后大家还会喝点小酒,这几年工厂周边的餐馆都关门了,工友现在每天都在讨论出路,准备退路,大家都很迷茫,甚至恐慌。”长春一个减产裁员企业的工人在天涯社区上发文写道。
体制之困
从黄金十年到东北告急,东北经济的脆弱令人困惑。
黑龙江社科院东北亚研究所所长笪志刚一针见血地说,上一轮振兴实际上是靠投资拉动,结构没有根本性改变。

2003年10月,国务院第一次出台振兴东北的纲领性文件,即《关于实施东北等老工业基地振兴战略的若干意见》,又称为11号文件。其核心要求推进东北体制、机制创新,促进产业结构优化升级,坚持市场导向。
随后,有关振兴东北的政策和措施密集出台。2004年4月2日,国务院下发国务院振兴东北办的“三定”方案,国务院振兴东北办正式成立。三年后,《东北地区振兴规划》获得国务院正式批复。
政策的倾斜给东北地区的经济环境注入了一管强心剂。数据显示,2003年至2012年的10年间,东北三省地区国内生产总值翻了两番多,年均增速达12.7%,而同期全国平均增速为10.7%。这十年间,东三省再度成为中国工业的代名词。
但繁荣的表象在2013年日渐凋零,辽宁、吉林、黑龙江三省经济增速位列全国后五位,滑出经济“合理”区间,东北仿佛一夜之间进入了产业冬季。
梁启东认为,东北整体经济下滑由诸多因素导致,其中主要体现在“两个集中,三个衰退”。两个集中指的是经济结构性矛盾的集中爆发,以及体制机制问题的集中表现。三个衰退则是资源性衰退、结构性衰退和体制性衰退。
“结构性衰退指的是供给结构和需求结构出现的问题,拉动经济增长的三驾马车如今在东北不管用了。”梁启东说,“体制性衰退是由东北进入计划经济最早,退出最晚,执行计划经济最彻底所致。”
去年7月,国家*河蟹**河蟹*前往吉林调研时曾强调:坚决破除体制机制障碍,形成一个同市场完全对接、充满内在活力的体制机制,是推动东北老工业基地振兴的治本之策。
但破除体制机制障碍谈何容易。在梁启东看来,东北的体制机制弊端和结构性矛盾难以改变是因为在东北三省还普遍存在一个“央企现象”。
“东北国企大多是央企,辽宁省属国企也就200多家,但国有企业却有1751家;吉林工业主营业务收入90%都来自央企,地方企业只占10%;黑龙江的央企则占据60%的份额。央企扎堆下,地方政府有些改革就难以顺利推进。”梁启东说。
事实上,早在上世纪80年代,当时中国的多项改革试点都已在沈阳铁西区率先实施。1984-1986年,铁西区尝试的改革试点包括率先选取30户企业实行厂长负责制、尝试中小型工业企业租赁经营、企业破产倒闭实验、大型国有企业股份制改造、推行资产经营承包责任制等。
在此期间,沈阳市防爆器材厂因资不抵债被沈阳市政府宣布破产倒闭;金杯汽车(4.580, 0.09, 2.00%)完成了股份制改造,并于1992年获得上市批准。
梁启东回忆,东北当年很多改革都走在全国前面,但大多都墙里开花墙外香,“这些改革是那种狂风促进式的,力度很大,但很快就停滞了下来。”
但铁西区的上述改革并没有涉及破除体制机制弊端,而是仅停留在市场化改革层面,这也正是当年改革未能往前推进的根本原因。
在“公一色”所有制结构和“工一色”产业结构体制下,冗员、债务和企业办社会逐渐成为了压在国企头上的“三座大山”。
中国一重在1985年划给齐齐哈尔市管理后,为了缓解该市的就业压力,成立了若干个厂办大集体。最多时,中国一重拥有200家集体企业。但这些集体企业产品很少,且没有市场竞争力。
而为解决职工子女教育问题,中国一重还创办了普通教育和幼儿园,六所厂办小学,五所厂办中学,教职员工千余人,学生近万人。
除了教育,它还承担供热、供电、离退休、居委会开支等诸多社会职能,从事相关工作的职工2000余人,2002年企业办社会支出1亿多元。
一汽集团亦不例外,拥有14个托儿所,22所中小学,1个公安局,3个消防队,一汽总医院拥有800个床位,每年,一汽补贴的相关支出数亿元。
“企业办社会是中国传统,是国有企业的一个老问题。”一汽原总经理竺延风说。
中国工业发展史中,国有企业在地方社会中所扮演的多重角色非常普遍。这些在特定的历史时期诞生的经济实体往往圈地建城,以系统为纽带,组建成一个个独立而封闭的小社会。在东北,更为突出。
李超说,过去前郭炼油厂的职工有近万人,而在德国和日本,同级别的炼油厂人数是三五百人,国内的民营炼厂人数也就五六百人。在这些人的记忆里,国有企业什么都有,学校、医院、庞大的家属群。
区域性的体制环境造就了群体性的观念协同。由于不思进取,创新动力不足,作为东北地区钢铁行业的代表之一,鞍钢曾经差点丢失了它在东北最大的客户一汽集团。1995年上半年,一汽在鞍钢的订货量由最高的20多万吨下降到仅仅5000吨。
此后,鞍钢内部进行了大讨论,痛失一汽大客户的反思和警醒成为焦点。为此,鞍钢曾拍摄过一部纪录片,名为《倾听上帝的声音——中国一汽集团访谈录》。
这部纪录片拍摄于1995年,曾在鞍钢内部反复播放多达3000余次。鞍钢第一次体会到了市场经济带来的切肤之痛,讨论的目的是确立市场意识,洗刷陈旧观念。

事实上,鞍钢管理层意识到了问题的严重性,但受长期计划经济体制的影响,转变广大职工的观念仍是一项艰巨的挑战。
去年7月,习*河蟹*在吉林调研时还强调,振兴东北老工业基地已到了滚石上山、爬坡过坎的关键阶段。
但在体制机制弊端难以破除的背景下,东北似乎陷入了一个“危机——振兴——再危机——再振兴”的恶性循环
人才流失
除了体制机制外,人口流失严重是东北经济振兴乏力的另一重要现实原因。
在北京市东三环国贸CBD附近的一栋高档写字楼里,31岁的姚成经常会站在200平米办公室的窗前,望着不远处的北京最高楼——国贸三期。他说,这里的繁华老家无法相比。

“那时候整个东北都是灰调调的,天是灰色的,人的脸色是灰色的,衣服是灰色的,整个城市也是灰色的,记忆也是灰色的。”
2007年毕业之后,姚成曾辗转过多家单位,直到3年前与朋友一起创办了这家珠宝公司,从此踏上了创业之路。他经常戏谑地说,创业艰辛,赚的钱都用来付了房租。但每当父母及朋友规劝他回老家工作时,他又都会断然拒绝。
姚家境不错,父辈和祖辈都是石油系统的职工,几个朋友也先后回到了故乡。
对他来说,要想进入当地的石油公司工作并非难事。“那会比现在的生活更加安逸、稳定,收入也不错。”姚成说,“但这不是我想要的。”
姚成的职业选择是东北人才流失的一个缩影。无数个个体的聚合效应,让多年来东北区域经济发展不平衡的又一内在基因得以暴露。
“这些年整个中国经济动力发生改变,这一轮显然是人才经济。资金和人才流向北京、深圳、杭州等这些城市,而中西部,包括东北,一直以来主要靠资源、靠黑大粗的发展模式,靠投资,现在土地红利时代结束,投资投不动了,加上基础设施投资收益下降,这种情况下很难再往前走。东北是其中的典型。”中国经济体制改革研究会公共政策部研究员易鹏说。
官方数据显示,从2000-2010年,十年间东北净流出180万人。根据齐齐哈尔市统计局的数据显示,按户籍人口统计,2014年齐齐哈尔市共迁入48075人,迁出85854人,净迁出37779人。2013年,齐齐哈尔市户籍人口净流出数量为25381人,流出速度呈加快趋势。
在陈驰玉的印象中,过去哈电集团对新职工的招聘标准堪称严格,“只招毕业于‘985’、‘211’学校的学生”。但如今,即便是哈尔滨本地诸如哈工大和哈工程这样的“211”大学毕业生大多都已不愿去哈电工作。
陈驰玉说,一方面可能是哈尔滨这个城市吸引不了年轻学生;更重要的原因是哈电集团本身对优秀人才已经没有吸引力。在哈电集团内部,有这样一个“怪象”,新招聘进来的博士生的工资能拿到五六千元,但那些在公司干了一辈子、退休后被返聘的副总工程师可能只能拿到三千元。
“年轻的博士生瞧不上老骨头,老职工会因为待遇不高而产生情绪,不愿意将自己的经验传授给年轻人,结果导致公司缺乏创新。”陈驰玉说。
黑龙江农垦系统一位官员有着相同的感触,他说,每年当地林业系统内考上重点大学的学生达到近2000人,占总考生人数的三分之一以上,但这些学生在毕业后几乎都不会回来。
“考上清华、北大的学生林区还会奖励五万元,就现在看来,我还是建议取消了,因为你奖励了他也不会回来。”这名官员说。
路在何方?
区域性经济塌陷迷雾压城时,在硬币另一面却不乏对标把脉的问诊样本。
与东北大多数国企陷入困境不同,位于沈阳市浑南新区的沈阳新松机器人自动化股份有限公司(下称“新松机器人”)的生存处境则是另一番景象。

无数个个体的聚合效应,让多年来东北区域经济发展不平衡的又一内在基因得以暴露
“现在是新松最好的时期。”新松机器人总裁曲道奎说。
来自新松机器人的财报数据显示,2015年,新松机器人实现营业收入16.85亿元,同比增长10.62%;实现净利润3.95亿元,同比增长21.23%。
新松机器人隶属于中国科学院,是一家以机器人技术为核心,致力于数字化智能制造装备的高科技上市企业,是全球机器人产品线最全的厂商之一,国内最大的机器人产业化基地。
1986年,曲道奎从中科院沈阳自动化所硕士毕业后开始从事机器人研究。
1992-1993年,曲道奎在德国萨尔大学做过短暂的访问学者,从事神经元网络在机器人中的应用研究。
基于对机器人研究的坚持,曲道奎1994年从德国回来后立即组建了机器人研究开发部,并担任部长,他的判断,未来机器人行业市场将大有增长。
“其实我们所里早在七八十年代就已开始搞机器人了,只是一直把它当成一个大姑娘一样养着,也是时候把她推向市场了。”曲道奎说。
2000年,新松机器人正式成立。值得注意的是,彼时,东北三省的制造业依旧处于灰霾之中,绝大多数国营工业企业处境惨淡。
成立初期,新松机器人在自动化所里租了一个一千多平米的房子当成临时办公室。
曲道奎说,2005-2008年是新松机器人的成长阶段,这期间有不同的产品推向市场。自从2009年成功上市之后,该公司进入到一个快速发展阶段。
“我们下一步的目标是综合实力进入全球前三。”曲道奎说,“之前,我们只是市值进入了前三名。”
新松机器人的“异军突起”引起了辽宁省政府的重视
2015年,辽宁省经信委、发改委等几个部门找到新松,希望能给当地其他企业诊断设计规划。
“当时就挑选了120多家企业,现在已经做了20多家。今年辽宁省可能会挑选出300家企业让新松进行诊断。其中的代表企业有辉山乳业、沈阳金杯。”曲道奎说。
应辽宁省政府要求,新松机器人对一些企业进行了挑选,改造其工艺流程,从物流、仓储等环节来设计,通过自动化设备进行改造。
但对于沈机床、沈鼓这样的大型工业企业,新松机器人也借力有限。“生产过程没法改。因为这些公司的产品没法实现自动化生产,产品的周期又很长。”曲道奎说。
在东北地区,另一家被当地政府列为学习榜样的企业是辽宁忠旺集团。这家民营企业偏居于东北小城辽阳,2009年,以“中国忠旺控股有限公司”(1333.HK)身份在香港上市,目前是全球第二大、亚洲及中国最大的工业铝型材研发制造商。
中国忠旺的财报显示,2015年,该公司实现营业收入161.7亿元,实现盈利28亿元,同比增长13.2%。辽宁忠旺集团党委书记、副总经理张瑞在接受本刊记者采访时称,忠旺今日的成就得益于2002年的那次转型。
早在1993年,不到30岁的刘忠田创立了辽宁忠旺,生产建筑业门窗用的铝型材。但就在建筑型铝型材销售市场红火之时,刘忠田却提出向工业铝型材转型。
从1984年第一次出国至今,刘忠田参观过国外的钢铁厂、汽车厂、飞机制造厂等,这些让他看到了工业铝型材的发展潜力。
“老板虽然文化程度不高,也不会英语,但这么多年前前后后跑了200多个国家,他很固执,一直坚持技术创新,并且只做铝加工,别的行业哪怕再赚钱,公司再有钱也不去碰。”辽宁忠旺集团一名中层负责人说。
于是,在2002年,刘忠田力排众议,决定进军工业铝型材领域,并且第一次就斥巨资购入了一台当时世界上用于生产高端大截面工业铝型材最大的125万吨铝挤压机,成为中国首家涉足该领域的民营企业。
目前,这家民营企业除已全部投产的21台75MN及以上的大型挤压机外,忠旺还于2014年底引入了两台全球最大最先进的225MN超大型挤压机,进一步巩固了忠旺在高精密、复杂大截面工业铝挤压产品生产方面的领先优势。
颇具意味的一个鲜明对比是,同为铝加工企业,央企中国铝业(4.690, 0.13, 2.85%)却在2009年后深陷亏损泥潭,在长达7年的扭亏之路上艰难挣扎。2014年,其净利润亏损高达162亿元。
记者获得的最新消息显示,中国忠旺还将于近期以“红筹回归第一股”的身份寻求分拆上市。根据交易预案,中国忠旺拟作价282亿元借壳中房股份(12.130, 0.00, 0.00%)实现A股上市,同时将工业铝挤压业务置入中房股份,港股公司中国忠旺则专注深加工和铝压延业务。
今年3月底,新一轮振兴东北的号角吹向了民营经济,四部委联合出台《关于推进东北地区民营经济发展改革的指导意见》。
《意见》提出,要用5年左右时间,通过推动民营经济发展改革方面的锐意创新,初步形成具有东北地区区域特色的民营经济发展新模式。
东北的上空依然风云涌动。过去是今天的注脚,今天是明天的历史。历史,是一面铜镜。
(应被采访者要求,文中姚成、李超、陈驰玉均为化名。本刊记者王博、李潇雄、粟灵、郭朝飞对此文亦有贡献)
想知道中国还有那些城市正在衰落吗?可
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Forex US session breakout (10 November 2020) - YouTube Forex Video: Forex Trading Strategy Session AUD NZD - The Best Forex Pair To Trade - YouTube Forex Trading Strategy Session: Weekly Technical and Fundamental Review Live Forex Trading - NZ Open 21/10/20 - YouTube Live Forex Trading, NZ Open and US Election Debrief - 05 ...

This means that at the original exchange rate you would have received EUR 0.80 for one US dollar. However, if we calculate with the current rate, you get exactly 0.90 euros for one dollar (1 / 1.11 = 0.90). If you add this to the $ 100 you still have in your wallet, the bank will give you 90 euros. In the end, this means that you have made a plus of 10 euros by changing the exchange rate of ... Forex trading in New Zealand requires a Financial Markets Authority NZ regulated forex broker. There are currently 6 FMA regulated forex brokers in NZ which were evaluated in November 2020 based on forex trading platform, spreads, commissions and customer support in New Zealand. NZForex was formed in 2001 with the aim of creating a smarter, online alternative to existing foreign exchange services. Focusing on providing individuals and corporate clients with a better deal, the NZForex group has over 100,000 clients globally who transfer in excess of $10Billion NZD per annum. Access currency calculators, live graphs, daily commentary, rate alerts, hedging tools and the ... OFX is the new name for NZForex. Same savings, same experienced team, new name. For over 19 years, OFX has been supporting New Zealand businesses compete in the global economy with confidence, helping them send money to 197+ countries in 55+ different currencies, saving them money every day. Forex trading is the buying and selling of foreign currencies. People trade in forex either to try to make a quick profit by betting on the changing value of a currency or to provide certainty about the cost of future foreign currency payments (called ‘hedging’).The risk of online foreign exchange trading is high. We regularly receive complaints and enquiries from consumers who have lost ... Send us your funds. We accept wire transfers from your bank account or you can apply to set up an ACH direct debit. No cash, credit card, checks or bank drafts. 3. We deliver to your recipient. Transfers to most countries take 1-2 business days. Track your transfer online or with our mobile app. As seen in . Popular Currencies Check the latest exchange rates and transfer money to these ... As the race draws to a dramatic conclusion, Joe Biden has passed the threshold of 270 electoral votes to win the US Election. Follow our coverage to learn how markets are reacting: VIEW OUR COVERAGE Open an account. Trade with the No. 1 Broker in the US for Forex Trading* Spreads as low as 0.2 on commissions ; Reduce trading costs by up to 18% with rebates** A market leader with proven ... Fast loading real time forex charts for major currency pairs. Check currency trends with multiple chart types, numerous technical indicators, flexible line tools and ... NZForex Limited (CN: 2514293; NZBN: 9429031497541) (trading as “OFX”) is registered as a financial service provider on the Financial Service Providers Register (established by the Financial Service Providers (Registration and Dispute Resolution) Act 2008).

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Forex US session breakout (10 November 2020) - YouTube

The AUD NZD is the best Forex pair to trade, and I explain why. Those who want to trade the No Nonsense Forex way need to pay close attention to this one. No... Live NZ Session Hosted 9.00am NZT Mon to Fri. Ask questions. Post charts and get feedback. This is for educational purposes ONLY. Presented by Anthony Murphy... forex trading nz forex trading online forex trading platform forex trading platforms forex trading practice forex trading program forex trading reviews forex trading school forex trading secrets ... Enjoy the videos and music you love, upload original content, and share it all with friends, family, and the world on YouTube. forex trading nz forex trading online forex trading platform forex trading platforms forex trading practice forex trading program forex trading reviews forex trading school forex trading secrets ... Hello Traders! Join me in my trading adventure. Where i will most likely lose my trades or profit. Warning: I am not a professional trader. But every step on... Forex breakout US session open

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